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republic-os/legislation/us/states/vt/2021-2022/s-88.md
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---
type: "Bill"
title: "An act relating to insurance, banking, and securities"
description: "An act relating to insurance, banking, and securities"
jurisdiction: "us/states/vt"
legislature: "Vermont General Assembly"
session: "2021-2022"
identifier: "S 88"
citation: "Vermont S 88 (2021-2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Ann Cummings"]
version_count: 5
action_count: 43
vote_count: 0
first_action: "2021-02-19"
last_action: "2021-05-13"
source: "openstates"
source_identifier: "ocd-bill/5f8eec31-7c63-4bb9-ab61-ff1b4dbb80aa"
source_url: "http://legislature.vermont.gov/bill/loadBillDetailedStatus/2022/605"
source_hash: "54763023888d6d28d4e70322a48b46d561215c5331f681d22caa387b41ac4141"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-vt"]
---
# Vermont S 88 (2021-2022) — An act relating to insurance, banking, and securities
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **As Introduced** (filed) — [source](https://legislature.vermont.gov/Documents/2022/Docs/BILLS/S-0088/S-0088%20As%20Introduced.pdf)
2. **Act Summary** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2022/Docs/ACTS/ACT025/ACT025%20Act%20Summary.pdf)
3. **As Enacted** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2022/Docs/ACTS/ACT025/ACT025%20As%20Enacted.pdf)
4. **Official** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2022/Docs/BILLS/S-0088/S-0088%20As%20Passed%20by%20the%20Senate%20Official.pdf)
5. **Unofficial** (committee substitute) — [source](https://legislature.vermont.gov/Documents/2022/Docs/BILLS/S-0088/S-0088%20As%20Passed%20by%20the%20Senate%20Unofficial.pdf)
## Sponsors
- Ann Cummings — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-02-19** Read 1st time & referred to Committee on Finance `introduction`
- **2021-03-16** Entered on Notice Calendar
- **2021-03-16** Favorable report with recommendation of amendment by Committee on Finance `committee-passage`
- **2021-03-17** New Business/Second Reading `reading-2`
- **2021-03-17** Favorable report with recommendation of amendment by Committee on Finance `committee-passage`
- **2021-03-18** Unfinished Business/Second Reading `reading-2`
- **2021-03-18** Favorable report with recommendation of amendment by Committee on Finance `committee-passage`
- **2021-03-19** Unfinished Business/Second Reading `reading-2`
- **2021-03-19** Favorable report with recommendation of amendment by Committee on Finance `committee-passage`
- **2021-03-19** Read 2nd time, reported favorably with recommendation of amendment by Senator Hardy for Committee on Finance `committee-passage-favorable, reading-2`
- **2021-03-19** Recommendation of amendment by Committee on Finance agreed to
- **2021-03-19** 3rd reading ordered
- **2021-03-23** New Business/Third Reading `reading-3`
- **2021-03-23** Read 3rd time & passed `reading-3`
- **2021-03-25** Read First Time and referred to the Committee on Commerce and Economic Development `introduction`
- **2021-04-13** Referred to Committee on Ways and Means per Rule 35(a)
- **2021-04-16** Read Second time `reading-2`
- **2021-04-16** Rep. Nicoll of Ludlow reported for the Committee on Commerce and Economic Development
- **2021-04-16** Rep. Till of Jericho recommended for the Committee on Ways and Means
- **2021-04-16** Amendment as offered by Rep. Marcotte of Coventry, Kimbell of Woodstock, Jerome of Brandon, Nicoll of Ludlow, Nigro of Bennington, Seymour of Sutton, and White of Bethel agreed to
- **2021-04-16** Amendment as offered by Rep. Donahue of Northfield, Black of Essex, Burrows of West Windsor, Cordes of Lincoln, Goldman of Rockingham, Houghton of Essex, Lippert of Hinesburg, Page of Newport City, and Peterson of Clarendon agreed to
- **2021-04-16** Report of Committee on Commerce and Economic Development as amended agreed to
- **2021-04-16** Third Reading ordered `reading-3`
- **2021-04-16** Rules suspended and bill placed in all remaining stages of passage as moved by Rep. McCoy of Poultney
- **2021-04-16** Read Third time and passed in concurrence with proposal of amendment `amendment-introduction, reading-3`
- **2021-04-16** Rules suspended and bill messaged forthwith to the Senate as moved by Rep. McCoy of Poultney
- **2021-04-16** House message: House passed bill in concurrence with proposal(s) of amendment
- **2021-04-20** Entered on Notice Calendar
- **2021-04-20** House Proposal of Amendment `amendment-introduction`
- **2021-04-21** New Business/House Proposal of Amendment `amendment-introduction`
- **2021-04-22** Unfinished Business/House Proposal of Amendment `amendment-introduction`
- **2021-04-23** Unfinished Business/House Proposal of Amendment `amendment-introduction`
- **2021-04-27** Unfinished Business/House Proposal of Amendment `amendment-introduction`
- **2021-04-27** House proposal of amendment; text `amendment-introduction`
- **2021-04-27** Senator Hardy, Bray, Brock, Cummings, MacDonald, and Pearson moved to concur in House proposal of amendment with proposal of amendment; text `amendment-introduction`
- **2021-04-27** Proposal of amendment to House proposal of amendment agreed to `amendment-introduction`
- **2021-04-28** Senate Message, House proposal of amendment concurred in with further amendment thereto `amendment-introduction`
- **2021-04-30** Senate proposal of amendment to the House proposal of amendment agreed to `amendment-introduction`
- **2021-05-04** House message: House concurred in Senate proposal of amendment to House proposal of amendment `amendment-introduction`
- **2021-05-04** As passed by Senate and House `passage`
- **2021-05-06** Delivered to Governor on May 6, 2021 `executive-receipt`
- **2021-05-12** Signed by Governor on May 12, 2021 `executive-signature`
- **2021-05-13** Senate Message, signed by Governor May 12, 2021 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5f8eec31-7c63-4bb9-ab61-ff1b4dbb80aa`. Confidence: reported (aggregated from official Vermont legislature records).