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---
type: "Bill"
title: "Concerning risk mitigation in property insurance."
description: "Concerning risk mitigation in property insurance."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2023-2024"
identifier: "SB 5720"
citation: "Washington SB 5720 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Stanford"]
version_count: 3
action_count: 28
vote_count: 3
first_action: "2023-02-07"
last_action: "2023-05-11"
source: "openstates"
source_identifier: "ocd-bill/954ec6b2-7e95-4aa2-8bfb-5784ea9c2825"
source_url: "http://apps.leg.wa.gov/billinfo/summary.aspx?bill=5720&year=2023"
source_hash: "df25e3b4bf0910230dd58077626ba6d4d3b15e4293d6038be2b1b0813b6e81be"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---
# Washington SB 5720 (2023-2024) — Concerning risk mitigation in property insurance.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Bills/5720.htm)
2. **Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Bills/5720-S.htm)
3. **Substitute Passed Legislature** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Passed%20Legislature/5720-S.PL.htm)
## Votes
- Final Passage as Amended by the House (#12) — **49–0** (pass) · upper
- Final Passage as Amended by the House (#18) — **97–0** (pass) · lower
- 3rd Reading & Final Passage (#9) — **46–0** (pass) · upper
## Sponsors
- Stanford — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-02-07** First reading, referred to Business, Financial Services, Gaming & Trade. `reading-1`
- **2023-02-14** Public hearing in the Senate Committee on Business, Financial Services, Gaming & Trade at 8:00 AM.
- **2023-02-16** Executive action taken in the Senate Committee on Business, Financial Services, Gaming & Trade at 10:30 AM.
- **2023-02-16** BFGT - Majority; 1st substitute bill be substituted, do pass. `substitution`
- **2023-02-17** Passed to Rules Committee for second reading.
- **2023-02-22** Placed on second reading consent calendar. `reading-2`
- **2023-02-28** 1st substitute bill substituted (BFGT 23). `substitution`
- **2023-02-28** Rules suspended. Placed on Third Reading. `reading-3`
- **2023-02-28** Third reading, passed; yeas, 46; nays, 0; absent, 1; excused, 2. `reading-3`
- **2023-03-02** First reading, referred to Consumer Protection & Business. `reading-1`
- **2023-03-14** Public hearing in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2023-03-22** Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2023-03-24** Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 8:00 AM.
- **2023-03-28** Executive action taken in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2023-03-28** CPB - Majority; do pass with amendment(s) by Consumer Protection & Business. `committee-passage-favorable`
- **2023-03-29** Referred to Rules 2 Review. `referral-committee`
- **2023-04-06** Rules Committee relieved of further consideration. Placed on second reading. `reading-2`
- **2023-04-07** Committee amendment(s) adopted as amended.
- **2023-04-07** Rules suspended. Placed on Third Reading. `reading-3`
- **2023-04-07** Third reading, passed; yeas, 97; nays, 0; absent, 0; excused, 1. `reading-3`
- **2023-04-19** Senate concurred in House amendments.
- **2023-04-19** Passed final passage; yeas, 49; nays, 0; absent, 0; excused, 0. `passage`
- **2023-04-20** President signed. `passage`
- **2023-04-21** Speaker signed. `passage`
- **2023-04-21** Delivered to Governor. `executive-receipt`
- **2023-05-11** Governor signed. `executive-signature`
- **2023-05-11** Chapter 446, 2023 Laws. `became-law`
- **2023-05-11** Effective date 7/23/2023. `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/954ec6b2-7e95-4aa2-8bfb-5784ea9c2825`. Confidence: reported (aggregated from official Washington legislature records).