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---
type: "Bill"
title: "Protecting consumers from predatory loans."
description: "Protecting consumers from predatory loans."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2023-2024"
identifier: "SB 6025"
citation: "Washington SB 6025 (2023-2024)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Stanford"]
version_count: 3
action_count: 34
vote_count: 3
first_action: "2024-01-05"
last_action: "2024-03-25"
source: "openstates"
source_identifier: "ocd-bill/9861ad5e-1484-40df-9c34-32e75377711e"
source_url: "http://apps.leg.wa.gov/billinfo/summary.aspx?bill=6025&year=2023"
source_hash: "76f00abbb0b0b3766face43c6ad5cee5fc448740892f34a2426992290a5ef990"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---
# Washington SB 6025 (2023-2024) — Protecting consumers from predatory loans.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Bills/6025.htm)
2. **Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Bills/6025-S.htm)
3. **Substitute Passed Legislature** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2023-24/Htm/Bills/Senate%20Passed%20Legislature/6025-S.PL.htm)
## Votes
- 3rd Reading & Final Passage (#24) — **49–0** (pass) · upper
- Final Passage as Amended by the House (#14) — **49–0** (pass) · upper
- Final Passage as Amended by the House (#1) — **96–0** (pass) · lower
## Sponsors
- Stanford — primary (person)
- C. Wilson — cosponsor (person)
- Dhingra — cosponsor (person)
- Frame — cosponsor (person)
- Hasegawa — cosponsor (person)
- Kuderer — cosponsor (person)
- Nguyen — cosponsor (person)
- Saldaña — cosponsor (person)
- Trudeau — cosponsor (person)
- Valdez — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2024-01-05** Prefiled for introduction. `filing`
- **2024-01-08** First reading, referred to Business, Financial Services, Gaming & Trade. `reading-1`
- **2024-01-16** Public hearing in the Senate Committee on Business, Financial Services, Gaming & Trade at 8:00 AM.
- **2024-01-18** Executive session scheduled, but no action was taken in the Senate Committee on Business, Financial Services, Gaming & Trade at 10:30 AM.
- **2024-01-25** Executive session scheduled, but no action was taken in the Senate Committee on Business, Financial Services, Gaming & Trade at 10:30 AM.
- **2024-01-30** Executive action taken in the Senate Committee on Business, Financial Services, Gaming & Trade at 8:00 AM.
- **2024-01-30** BFGT - Majority; 1st substitute bill be substituted, do pass. `substitution`
- **2024-01-30** Minority; without recommendation. `committee-passage-unfavorable`
- **2024-01-31** Passed to Rules Committee for second reading.
- **2024-02-02** Placed on second reading by Rules Committee. `reading-2`
- **2024-02-06** 1st substitute bill substituted (BFGT 24). `substitution`
- **2024-02-06** Rules suspended. Placed on Third Reading. `reading-3`
- **2024-02-06** Third reading, passed; yeas, 49; nays, 0; absent, 0; excused, 0. `reading-3`
- **2024-02-08** First reading, referred to Consumer Protection & Business. `reading-1`
- **2024-02-14** Public hearing in the House Committee on Consumer Protection & Business at 1:30 PM.
- **2024-02-16** Executive action taken in the House Committee on Consumer Protection & Business at 8:00 AM.
- **2024-02-16** CPB - Majority; do pass. `committee-passage-favorable`
- **2024-02-19** Referred to Appropriations. `referral-committee`
- **2024-02-22** Public hearing in the House Committee on Appropriations at 11:00 AM.
- **2024-02-26** Executive action taken in the House Committee on Appropriations at 10:30 AM.
- **2024-02-26** APP - Majority; do pass. `committee-passage-favorable`
- **2024-02-26** Referred to Rules 2 Review. `referral-committee`
- **2024-02-27** Rules Committee relieved of further consideration. Placed on second reading. `reading-2`
- **2024-02-29** Floor amendment(s) adopted.
- **2024-02-29** Rules suspended. Placed on Third Reading. `reading-3`
- **2024-02-29** Third reading, passed; yeas, 96; nays, 0; absent, 0; excused, 2. `reading-3`
- **2024-03-05** Senate concurred in House amendments.
- **2024-03-05** Passed final passage; yeas, 49; nays, 0; absent, 0; excused, 0. `passage`
- **2024-03-07** President signed. `passage`
- **2024-03-07** Speaker signed. `passage`
- **2024-03-08** Delivered to Governor. `executive-receipt`
- **2024-03-25** Governor signed. `executive-signature`
- **2024-03-25** Chapter 249, 2024 Laws. `became-law`
- **2024-03-25** Effective date 6/6/2024. `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9861ad5e-1484-40df-9c34-32e75377711e`. Confidence: reported (aggregated from official Washington legislature records).