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---
type: "Bill"
title: "Expanding and funding the foreclosure mediation program."
description: "Expanding and funding the foreclosure mediation program."
jurisdiction: "us/states/wa"
legislature: "Washington Legislature"
session: "2025-2026"
identifier: "SB 5686"
citation: "Washington SB 5686 (2025-2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Orwall"]
version_count: 5
action_count: 43
vote_count: 3
first_action: "2025-02-06"
last_action: "2025-05-20"
source: "openstates"
source_identifier: "ocd-bill/a7bb0d6d-ed46-41ed-bba4-3c5c3331625a"
source_url: "https://app.leg.wa.gov/billsummary/?BillNumber=5686&Year=2025&Initiative=false"
source_hash: "57dcea21b0af02e04f4f12508f273b7ab3cc1c3f2b65c217bcf94b35fd7056ae"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wa"]
---
# Washington SB 5686 (2025-2026) — Expanding and funding the foreclosure mediation program.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5686.htm)
2. **Engrossed Second Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5686-S2.E.htm)
3. **Second Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5686-S2.htm)
4. **Second Substitute Passed Legislature** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Passed%20Legislature/5686-S2.PL.htm)
5. **Substitute Bill** (committee substitute) — [source](http://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/Senate%20Bills/5686-S.htm)
## Votes
- Final Passage as Amended by the House (#10) — **27–19** (pass) · upper
- Final Passage as Amended by the House (#5) — **56–41** (pass) · lower
- 3rd Reading & Final Passage (#13) — **30–19** (pass) · upper
## Sponsors
- Orwall — primary (person)
- Frame — cosponsor (person)
- Hasegawa — cosponsor (person)
- Nobles — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-02-06** First reading, referred to Housing. `reading-1`
- **2025-02-14** Public hearing in the Senate Committee on Housing at 10:30 AM.
- **2025-02-19** Executive action taken in the Senate Committee on Housing at 10:30 AM.
- **2025-02-19** HSG - Majority; 1st substitute bill be substituted, do pass. `substitution`
- **2025-02-19** And refer to Ways & Means. `referral-committee`
- **2025-02-19** Minority; without recommendation. `committee-passage-unfavorable`
- **2025-02-20** Referred to Ways & Means. `referral-committee`
- **2025-02-26** Public hearing in the Senate Committee on Ways & Means at 1:30 PM.
- **2025-02-28** Executive action taken in the Senate Committee on Ways & Means at 1:30 PM.
- **2025-02-28** WM - Majority; 2nd substitute bill be substituted, do pass. `substitution`
- **2025-02-28** Minority; do not pass. `committee-passage-unfavorable`
- **2025-02-28** Passed to Rules Committee for second reading.
- **2025-03-05** Placed on second reading by Rules Committee. `reading-2`
- **2025-03-07** 2nd substitute bill substituted (WM 25). `substitution`
- **2025-03-07** Floor amendment(s) adopted.
- **2025-03-07** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-03-07** Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0. `reading-3`
- **2025-03-09** First reading, referred to Housing. `reading-1`
- **2025-03-18** Public hearing in the House Committee on Housing at 4:00 PM.
- **2025-03-26** Executive action taken in the House Committee on Housing at 4:00 PM.
- **2025-03-26** HOUS - Majority; do pass with amendment(s). `committee-passage-favorable`
- **2025-03-26** Minority; do not pass. `committee-passage-unfavorable`
- **2025-03-26** Minority; without recommendation. `committee-passage-unfavorable`
- **2025-03-31** Referred to Appropriations. `referral-committee`
- **2025-04-05** Public hearing in the House Committee on Appropriations at 9:00 AM.
- **2025-04-07** Executive action taken in the House Committee on Appropriations at 1:30 PM.
- **2025-04-07** APP - Majority; do pass with amendment(s) by Housing. `committee-passage-favorable`
- **2025-04-07** Minority; do not pass. `committee-passage-unfavorable`
- **2025-04-07** Minority; without recommendation. `committee-passage-unfavorable`
- **2025-04-08** Referred to Rules 2 Review. `referral-committee`
- **2025-04-22** Rules Committee relieved of further consideration. Placed on second reading. `reading-2`
- **2025-04-23** Committee amendment not adopted. `amendment-failure`
- **2025-04-23** Floor amendment(s) adopted.
- **2025-04-23** Rules suspended. Placed on Third Reading. `reading-3`
- **2025-04-23** Third reading, passed; yeas, 56; nays, 41; absent, 0; excused, 1. `reading-3`
- **2025-04-24** Senate concurred in House amendments.
- **2025-04-24** Passed final passage; yeas, 27; nays, 19; absent, 0; excused, 2. `passage`
- **2025-04-25** President signed. `passage`
- **2025-04-26** Speaker signed. `passage`
- **2025-04-27** Delivered to Governor. `executive-receipt`
- **2025-05-20** Governor signed. `executive-signature`
- **2025-05-20** Chapter 393, 2025 Laws. `became-law`
- **2025-05-20** Effective date 7/27/2025*. `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a7bb0d6d-ed46-41ed-bba4-3c5c3331625a`. Confidence: reported (aggregated from official Washington legislature records).