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---
type: "Bill"
title: "FINANCIAL TRANSACTIONS Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze."
description: "FINANCIAL TRANSACTIONS Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2018"
identifier: "S 1265"
citation: "Idaho S 1265 (2018)"
classification: ["bill"]
subjects: ["CONSUMERS", "DEBTORS AND CREDITORS", "PAYMENT METHODS", "PRIVACY", "RECORDS", "REPORTS", "SECURITY"]
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 16
vote_count: 2
first_action: "2018-02-02"
last_action: "2018-03-20"
source: "openstates"
source_identifier: "ocd-bill/bd1c8a6e-f7ef-4d95-97c9-7431a81be0cc"
source_url: "http://legislature.idaho.gov/sessioninfo/2018/legislation/S1265/"
source_hash: "ceba8ea44beded23d03d9351ae6b69c208c0a3df01244422cc55567105ec1834"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---
# Idaho S 1265 (2018) — FINANCIAL TRANSACTIONS Amends existing law to prohibit the charging of a fee by a consumer credit reporting agency for a placement of a security freeze during a twelve-month period and for each temporary lift of a security freeze during a twelve-month period and to provide a fee for a second or subsequent placement or lift of a security freeze.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill Text** (committee substitute) — [source](http://legislature.idaho.gov/wp-content/uploads/sessioninfo/2018/legislation/S1265.pdf)
## Votes
- Read Third Time in Full **4717** (pass) · upper
- Read third time in full **304** (pass) · lower
## Sponsors
- COMMERCE AND HUMAN RESOURCES COMMITTEE — primary (organization)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-02-02** Introduced; read first time; referred to JR for Printing `introduction`
- **2018-02-05** Reported Printed; referred to Commerce & Human Resources
- **2018-02-21** Reported out of Committee with Do Pass Recommendation; Filed for second reading `committee-passage-favorable`
- **2018-02-22** Read second time; filed for Third Reading
- **2018-02-23** Read third time in full PASSED - 30-4-1AYES Agenbroad, Bair, Bayer, Brackett, Buckner-Webb, Burgoyne, Den Hartog, Guthrie, Hagedorn, Harris, Heider, Hill, Johnson, Jordan, Keough, Lakey, Lee, Lodge, Martin, Mortimer, Nye, Patrick, Rice, Siddoway, Souza, Stennett, Thayn, Vick, Ward-Engelking, WinderNAYS Crabtree, Foreman, Nonini, PottsAbsent and excused AnthonFloor Sponsor - AgenbroadTitle apvd - to House `reading-3, passage`
- **2018-02-26** Received from the Senate, Filed for First Reading
- **2018-02-26** Read First Time, Referred to Business
- **2018-03-08** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable`
- **2018-03-09** Read second time; Filed for Third Reading
- **2018-03-12** Read Third Time in Full PASSED - 47-17-6AYES Amador, Anderson, Bell, Blanksma, Boyle, Burtenshaw, Chew, Clow, Collins, Crane, Dayley, Dixon, Erpelding, Gannon(17), Gannon(5), Gestrin, Hartgen, Holtzclaw, Horman(Reed), Kauffman, King, Kloc(Tway), Loertscher, Luker, Malek, Manwaring, McCrostie, McDonald, Miller, Moyle, Packer, Palmer, Perry, Raybould, Redman, Rubel, Shepherd, Smith, Syme, Toone, VanOrden, Vander Woude, Wagoner, Wintrow, Wood, Youngblood, Mr. SpeakerNAYS Chaney, Cheatham, DeMordaunt, Ehardt, Giddings, Hanks, Harris, Kerby, Kingsley, Mendive, Moon, Nate, Scott, Stevenson, Thompson, Zito, ZollingerAbsent Anderst, Armstrong, Barbieri, Gibbs, Monks, TroyFloor Sponsor - CraneTitle apvd - to Senate `reading-3, passage`
- **2018-03-13** Returned From House Passed; referred to enrolling
- **2018-03-14** Reported enrolled; signed by President; to House for signature of Speaker
- **2018-03-14** Received from Senate; Signed by Speaker; Returned to Senate
- **2018-03-15** Reported signed by the Speaker & ordered delivered to Governor
- **2018-03-15** Reported delivered to Governor at 11:35 a.m. on 03/15/18
- **2018-03-20** Signed by Governor on 03/20/18 Session Law Chapter 163 Effective: 07/01/2018 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bd1c8a6e-f7ef-4d95-97c9-7431a81be0cc`. Confidence: reported (aggregated from official Idaho legislature records).