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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 2143"
description: "Credit delivery office"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "23"
chapter_name: "FARM CREDIT SYSTEM"
section: "2143"
citation: "12 U.S.C. § 2143"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s2143"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "9df13e1405d1e3b9a3ca8a1178d43003a351aad677e0c4a32735342c97ec2843"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "3e30b3904e2297c5244a11b3bf565c36c8e6d27f7105892143e8e3f8f3131540"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 2143 - Credit delivery office
## Text
On a determination by the board of directors of the consolidated bank that the banks loan portfolio is concentrated in any one district or districts (according to the district boundaries in effect immediately prior to the effective date of the establishment of the bank under section 413 of the Agricultural Credit Act of 1987), the bank may consider the creation of regional service centers to accommodate such loan concentrations.
(Pub. L. 92181, title III, § 3.22, as added Pub. L. 100233, title IV, § 415(2), Jan. 6, 1988, 101 Stat. 1643; amended Pub. L. 100399, title IV, § 407(e), Aug. 17, 1988, 102 Stat. 1000.)
## Notes
Editorial Notes
References in TextSection 413 of the Agricultural Credit Act of 1987, referred to in text, is section 413 of Pub. L. 100233, which is set out as a note under section 2121 of this title.
Amendments1988—Pub. L. 100399 substituted “consolidated bank” for “United Bank for Cooperatives or the National Bank for Cooperatives” and “establishment of the bank under section 413 of the Agricultural Credit Act of 1987” for “merger”.
Statutory Notes and Related Subsidiaries
Effective Date of 1988 AmendmentAmendment by Pub. L. 100399 effective as if enacted immediately after enactment of Pub. L. 100233, which was approved Jan. 6, 1988, see section 1001(a) of Pub. L. 100399, set out as a note under section 2002 of this title.