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republic-os/legal/us/code/title-38/chapter-53/section-5320.md
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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "38 U.S.C. § 5320"
description: "Threshold for reporting debts to consumer reporting agencies"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 38
title_name: "VETERANS BENEFITS"
chapter_number: "53"
chapter_name: "SPECIAL PROVISIONS RELATING TO BENEFITS"
section: "5320"
citation: "38 U.S.C. § 5320"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc38@119-100.zip"
source_identifier: "/us/usc/t38/s5320"
source_file: "data/legal/raw/us/code/title-38/usc38.xml"
source_hash: "a769ffaf56e99b43cccfe093a998562f487e78281b44818010a8dd981a8cb7e0"
raw_snapshot_hash: "372998691b72ade88787dfa7633dbda4954bd1b037ec7926c5e06e9b1d17fc66"
text_hash: "c38005e6d14bfe4948d0cb54446df7397ba1ff8c5631c9cedf28c24c25187b95"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 38 U.S.C. § 5320 - Threshold for reporting debts to consumer reporting agencies
## Text
The Secretary shall prescribe regulations that establish the minimum amount of a claim or debt, arising from a benefit administered by the Under Secretary for Benefits or Under Secretary for Health, that the Secretary will report to a consumer reporting agency under section 3711 of title 31.
(Added Pub. L. 116315, title II, § 2007(a), Jan. 5, 2021, 134 Stat. 4977.)
## Notes
Statutory Notes and Related Subsidiaries
DeadlinePub. L. 116315, title II, § 2007(c), Jan. 5, 2021, 134 Stat. 4977, provided that: “The Secretary of Veterans Affairs shall prescribe regulations under section 5320 of such title [title 38], as added by subsection (a), not later than 180 days after the date of the enactment of this Act [Jan. 5, 2021].”