bf8b4e475b
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
100 lines
5.3 KiB
Markdown
100 lines
5.3 KiB
Markdown
---
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type: "Bill"
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title: "Property Insurance"
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description: "Property Insurance; Creating the Florida Optional Reinsurance Assistance program (FORA), to be administered by the State Board of Administration; authorizing eligible insurers to purchase reinsurance coverage under FORA; providing that property insurers may be subject to an additional market conduct examination by the Office of Insurance Regulation after a hurricane under certain circumstances; specifying conditions that must be met for a property insurance policy to require mandatory binding arbitration; prohibiting policyholders from assigning post-loss insurance benefits under residential or commercial property insurance policies issued on or after a specified date, etc."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2022A"
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identifier: "SB 2A"
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citation: "Florida SB 2A (2022A)"
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classification: ["bill"]
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subjects: ["appropriations", "insurance", "taxation and finance", "torts"]
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status: "enacted"
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chapter_law: "2022-271"
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primary_sponsors: ["Boyd"]
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version_count: 2
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action_count: 31
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vote_count: 9
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first_action: "2022-12-09"
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last_action: "2022-12-16"
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source: "openstates"
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source_identifier: "ocd-bill/713fc557-b0dd-4487-a83d-fd6e3f44806e"
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source_url: "https://flsenate.gov/Session/Bill/2022A/2A/ByCategory"
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source_hash: "b4fdfd1f8460004369027067fb9bdd97856957b69f204c8faae0d0a3f17d85ab"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida SB 2A (2022A) — Property Insurance
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Property Insurance; Creating the Florida Optional Reinsurance Assistance program (FORA), to be administered by the State Board of Administration; authorizing eligible insurers to purchase reinsurance coverage under FORA; providing that property insurers may be subject to an additional market conduct examination by the Office of Insurance Regulation after a hurricane under certain circumstances; specifying conditions that must be met for a property insurance policy to require mandatory binding arbitration; prohibiting policyholders from assigning post-loss insurance benefits under residential or commercial property insurance policies issued on or after a specified date, etc.
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**Enacted** — Laws of Florida, Chapter 2022-271.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S 2A Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022A/2A/BillText/Filed/HTML)
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2. **S 2A er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022A/2A/BillText/er/HTML)
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## Votes
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- A - 658884, Amendment, Second Reading — **12–26** (fail) · upper
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- Passage, Third Reading — **84–33** (pass) · lower
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- A - 050303, Adoption, Second Reading — **32–84** (fail) · lower
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- Third Reading — **27–13** (pass) · upper
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- A - 951137, Adoption, Second Reading — **33–82** (fail) · lower
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- A - 938406, Amendment, Second Reading — **11–29** (fail) · upper
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- Favorable — **9–3** (pass) · upper
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- A - 674763, Adoption, Second Reading — **32–84** (fail) · lower
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- Favorable — **15–5** (pass) · upper
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## Sponsors
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- Boyd — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2022-12-09** Filed `filing`
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- **2022-12-09** Referred to Banking and Insurance; Fiscal Policy `referral-committee`
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- **2022-12-09** On Committee agenda-- Banking and Insurance, 12/12/22, 12:00 pm, 412 Knott Building
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- **2022-12-12** Favorable by Banking and Insurance; YEAS 9 NAYS 3 `committee-passage-favorable`
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- **2022-12-12** Now in Fiscal Policy
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- **2022-12-12** On Committee agenda-- Fiscal Policy, 12/12/22, 3:00 pm, 412 Knott Building
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- **2022-12-12** Favorable by- Fiscal Policy; YEAS 15 NAYS 5 `committee-passage-favorable`
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- **2022-12-12** Placed on Calendar, on 2nd reading
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- **2022-12-12** Placed on Special Order Calendar, 12/13/22
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- **2022-12-12** Introduced `introduction`
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- **2022-12-13** Read 2nd time `reading-2`
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- **2022-12-13** Amendment(s) failed (938406, 213342, 733204, 279842, 123478, 353138, 856854, 777772, 619600, 862706, 551146, 847224, 786778, 172138, 652232, 130902, 658884, 757448, 533310)
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- **2022-12-13** Read 3rd time `reading-3`
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- **2022-12-13** Passed; YEAS 27 NAYS 13 `passage`
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- **2022-12-13** In Messages
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- **2022-12-13** Bill referred to House Calendar
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- **2022-12-13** Bill added to Special Order Calendar (12/14/2022)
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- **2022-12-13** 1st Reading (Original Filed Version) `filing, reading-1`
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- **2022-12-14** Read 2nd time `reading-2`
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- **2022-12-14** Amendment 798733 Failed
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- **2022-12-14** Amendment 333927 Failed
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- **2022-12-14** Amendment 951137 Failed
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- **2022-12-14** Amendment 050303 Failed
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- **2022-12-14** Amendment 898933 Failed
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- **2022-12-14** Amendment 674763 Failed
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- **2022-12-14** Read 3rd time `reading-3`
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- **2022-12-14** Passed; YEAS 84, NAYS 33 `passage`
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- **2022-12-14** Ordered enrolled `enrolled`
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- **2022-12-14** Signed by Officers and presented to Governor `executive-receipt`
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- **2022-12-16** Approved by Governor `executive-signature`
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- **2022-12-16** Chapter No. 2022-271
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/713fc557-b0dd-4487-a83d-fd6e3f44806e`. Confidence: reported (aggregated from official Florida legislature records).
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