Fabio
118 lines
6.5 KiB
Markdown
118 lines
6.5 KiB
Markdown
---
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type: "Bill"
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title: "Insurance"
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description: "Insurance; Specifying a qualification for a local governmental entity’s representative on a self-insurer’s governing body; revising membership requirements for specified members of the Florida Commission on Hurricane Loss Projection Methodology; authorizing insurers to file with the Office of Insurance Regulation personal lines residential property insurance rating plans providing rate differentials based on certain windstorm mitigation construction standards; revising the timeframe for advance notices from insurers to insureds of automatic bank withdrawal increases, etc."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2023"
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identifier: "SB 418"
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citation: "Florida SB 418 (2023)"
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classification: ["bill"]
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subjects: ["vessels"]
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status: "enacted"
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chapter_law: "2023-217"
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primary_sponsors: ["Banking and Insurance", "Military and Veterans Affairs, Space, and Domestic Security", "Perry", "Rules"]
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version_count: 6
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action_count: 45
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vote_count: 6
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first_action: "2023-01-26"
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last_action: "2023-06-16"
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source: "openstates"
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source_identifier: "ocd-bill/64ebadae-1bdf-49f4-9b8b-afab2f2686bd"
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source_url: "https://flsenate.gov/Session/Bill/2023/418/ByCategory"
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source_hash: "0e1d9cc9be298125c0b043cb4b20ac19b0fc0574a9e04e4d046d2948bec61322"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida SB 418 (2023) — Insurance
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Insurance; Specifying a qualification for a local governmental entity’s representative on a self-insurer’s governing body; revising membership requirements for specified members of the Florida Commission on Hurricane Loss Projection Methodology; authorizing insurers to file with the Office of Insurance Regulation personal lines residential property insurance rating plans providing rate differentials based on certain windstorm mitigation construction standards; revising the timeframe for advance notices from insurers to insureds of automatic bank withdrawal increases, etc.
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**Enacted** — Laws of Florida, Chapter 2023-217.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S 418 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/Filed/HTML)
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2. **S 418 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c1/HTML)
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3. **S 418 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c2/HTML)
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4. **S 418 c3** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c3/HTML)
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5. **S 418 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/e1/HTML)
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6. **S 418 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/er/HTML)
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## Votes
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- Favorable with Committee Substitute — **19–0** (pass) · upper
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- Passage — **110–0** (pass) · lower
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- Passage, Third Reading — **119–0** (pass) · lower
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- Favorable with Committee Substitute — **7–0** (pass) · upper
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- Favorable with Committee Substitute — **12–0** (pass) · upper
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- Third Reading — **39–0** (pass) · upper
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## Sponsors
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- Banking and Insurance — primary (person)
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- Military and Veterans Affairs, Space, and Domestic Security — primary (person)
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- Perry — primary (person)
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- Rules — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-01-26** Filed `filing`
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- **2023-02-09** Referred to Banking and Insurance; Military and Veterans Affairs, Space, and Domestic Security; Rules `referral-committee`
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- **2023-02-13** On Committee agenda-- Banking and Insurance, 02/21/23, 3:30 pm, 412 Knott Building
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- **2023-02-21** CS by Banking and Insurance; YEAS 12 NAYS 0
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- **2023-02-23** Pending reference review under Rule 4.7(2) - (Committee Substitute)
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- **2023-02-23** Now in Military and Veterans Affairs, Space, and Domestic Security
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- **2023-03-02** On Committee agenda-- Military and Veterans Affairs, Space, and Domestic Security, 03/07/23, 2:00 pm, 301 Senate Building
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- **2023-03-07** Introduced `introduction`
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- **2023-03-07** CS/CS by Military and Veterans Affairs, Space, and Domestic Security; YEAS 7 NAYS 0
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- **2023-03-07** CS by Banking and Insurance read 1st time
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- **2023-03-08** Pending reference review under Rule 4.7(2) - (Committee Substitute)
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- **2023-03-08** Now in Rules
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- **2023-03-08** CS/CS by Military and Veterans Affairs, Space, and Domestic Security read 1st time
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- **2023-04-06** On Committee agenda-- Rules, 04/11/23, 8:30 am, 412 Knott Building
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- **2023-04-11** CS/CS/CS by- Rules; YEAS 19 NAYS 0
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- **2023-04-12** Pending reference review -under Rule 4.7(2) - (Committee Substitute)
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- **2023-04-12** CS/CS/CS by Rules read 1st time
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- **2023-04-13** Placed on Calendar, on 2nd reading
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- **2023-04-13** Placed on Special Order Calendar, 04/19/23
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- **2023-04-19** Read 2nd time `reading-2`
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- **2023-04-19** Amendment(s) adopted (174606)
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- **2023-04-19** Read 3rd time `reading-3`
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- **2023-04-19** CS passed as amended; YEAS 39 NAYS 0 `passage`
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- **2023-04-19** Immediately certified
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- **2023-04-19** In Messages
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- **2023-04-28** Bill referred to House Calendar
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- **2023-04-28** Bill added to Special Order Calendar (5/1/2023)
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- **2023-04-28** 1st Reading (Engrossed 1) `reading-1`
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- **2023-05-01** Read 2nd time `reading-2`
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- **2023-05-01** Amendment 394669 adopted
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- **2023-05-01** Placed on 3rd reading `reading-3`
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- **2023-05-01** Added to Third Reading Calendar
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- **2023-05-02** Read 3rd time `reading-3`
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- **2023-05-02** CS passed as amended; YEAS 119, NAYS 0 `passage`
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- **2023-05-02** In returning messages
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- **2023-05-03** Refused to concur in 1 amendment(s) (394669)
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- **2023-05-03** Requested House to recede
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- **2023-05-03** In Messages
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- **2023-05-04** Added to Senate Message List
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- **2023-05-04** Amendment 394669 Recede
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- **2023-05-04** CS passed; YEAS 110, NAYS 0 `passage`
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- **2023-05-04** Ordered enrolled `enrolled`
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- **2023-06-05** Signed by Officers and presented to Governor `executive-receipt`
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- **2023-06-12** Approved by Governor `executive-signature`
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- **2023-06-16** Chapter No. 2023-217, companion bill(s) passed, see CS/CS/HB 1185 (Ch. 2023-130)
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/64ebadae-1bdf-49f4-9b8b-afab2f2686bd`. Confidence: reported (aggregated from official Florida legislature records).
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