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---
type: "Bill"
title: "Insurer Accountability"
description: "Insurer Accountability; Specifying a requirement for the Office of Insurance Regulation in referring criminal violations; authorizing electronic responses to certain requests from the Division of Consumer Services of the Department of Financial Services concerning consumer complaints; revising requirements and conditions for certain insurer market conduct examinations after a hurricane; specifying factors the office may consider in determining whether the continued operation of an insurer may be deemed to be hazardous to its policyholders or creditors or to the general public; revising and specifying applicable fines for unfair methods of competition and unfair or deceptive acts or practices, etc."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2023"
identifier: "SB 7052"
citation: "Florida SB 7052 (2023)"
classification: ["bill"]
subjects: ["h"]
status: "enacted"
chapter_law: "2023-172"
primary_sponsors: ["Banking and Insurance", "Fiscal Policy"]
version_count: 5
action_count: 29
vote_count: 4
first_action: "2023-03-31"
last_action: "2023-06-01"
source: "openstates"
source_identifier: "ocd-bill/231b395c-d32e-4511-84bb-5771d03cdde3"
source_url: "https://flsenate.gov/Session/Bill/2023/7052/ByCategory"
source_hash: "9e85beecf83b1f99392f26543d0e1f775c6bc67964984db5be2384580b79f860"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---
# Florida SB 7052 (2023) — Insurer Accountability
Insurer Accountability; Specifying a requirement for the Office of Insurance Regulation in referring criminal violations; authorizing electronic responses to certain requests from the Division of Consumer Services of the Department of Financial Services concerning consumer complaints; revising requirements and conditions for certain insurer market conduct examinations after a hurricane; specifying factors the office may consider in determining whether the continued operation of an insurer may be deemed to be hazardous to its policyholders or creditors or to the general public; revising and specifying applicable fines for unfair methods of competition and unfair or deceptive acts or practices, etc.
**Enacted** — Laws of Florida, Chapter 2023-172.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **S 7052 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/7052/BillText/Filed/HTML)
2. **S 7052 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/7052/BillText/c1/HTML)
3. **S 7052 pb** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/7052/BillText/pb/HTML)
4. **S 7052 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2023/7052/BillText/e1/HTML)
5. **S 7052 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/7052/BillText/er/HTML)
## Votes
- Favorable with Committee Substitute — **141** (pass) · upper
- Third Reading — **390** (pass) · upper
- Submitted and Reported Favorably as Committee Bill — **80** (pass) · upper
- Passage, Third Reading — **1130** (pass) · lower
## Sponsors
- Banking and Insurance — primary (person)
- Fiscal Policy — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-03-31** Submitted for consideration by Banking and Insurance
- **2023-03-31** On Committee agenda-- Banking and Insurance, 04/05/23, 8:30 am, 412 Knott Building
- **2023-04-05** Submitted as Committee Bill and Reported Favorably by Banking and Insurance; YEAS 8 NAYS 0
- **2023-04-05** Filed `filing`
- **2023-04-06** Referred to Fiscal Policy `referral-committee`
- **2023-04-11** Introduced `introduction`
- **2023-04-17** On Committee agenda-- Fiscal Policy, 04/20/23, 9:30 am, 412 Knott Building
- **2023-04-20** CS by- Fiscal Policy; YEAS 14 NAYS 1
- **2023-04-24** Pending reference review -under Rule 4.7(2) - (Committee Substitute)
- **2023-04-24** Placed on Calendar, on 2nd reading
- **2023-04-24** Placed on Special Order Calendar, 04/26/23
- **2023-04-25** CS by Fiscal Policy read 1st time
- **2023-04-26** Read 2nd time `reading-2`
- **2023-04-26** Amendment(s) adopted (543692)
- **2023-04-26** Read 3rd time `reading-3`
- **2023-04-26** CS passed as amended; YEAS 39 NAYS 0 `passage`
- **2023-04-26** In Messages
- **2023-05-01** Bill referred to House Calendar
- **2023-05-01** Bill added to Special Order Calendar (5/2/2023)
- **2023-05-01** 1st Reading (Engrossed 1) `reading-1`
- **2023-05-02** Read 2nd time `reading-2`
- **2023-05-02** Placed on 3rd reading `reading-3`
- **2023-05-02** Added to Third Reading Calendar
- **2023-05-03** Read 3rd time `reading-3`
- **2023-05-03** CS passed; YEAS 113, NAYS 0 `passage`
- **2023-05-03** Ordered enrolled `enrolled`
- **2023-05-16** Signed by Officers and presented to Governor `executive-receipt`
- **2023-05-31** Approved by Governor `executive-signature`
- **2023-06-01** Chapter No. 2023-172
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/231b395c-d32e-4511-84bb-5771d03cdde3`. Confidence: reported (aggregated from official Florida legislature records).