Fabio
91 lines
4.7 KiB
Markdown
91 lines
4.7 KiB
Markdown
---
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type: "Bill"
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title: "Estoppel Letters"
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description: "Estoppel Letters; Revising the timeframe within which a mortgagee or mortgage servicer must send or cause to be sent an estoppel letter containing specified information; requiring notice to the mortgagor of a request for an estoppel letter under certain circumstances; revising requirements for an estoppel letter; prohibiting certain actions by the mortgagee or mortgage servicer; prohibiting the mortgagee or mortgage servicer from denying the accuracy of certain information provided in an estoppel letter under certain circumstances; prohibiting payments received pursuant to an estoppel letter from being returned and requiring such payments to be promptly applied to any unpaid balance of the loan properly due under or secured by a mortgage, etc."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2023"
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identifier: "SB 708"
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citation: "Florida SB 708 (2023)"
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classification: ["bill"]
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subjects: ["real and personal property"]
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status: "enacted"
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chapter_law: "2023-135"
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primary_sponsors: ["Burgess"]
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version_count: 2
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action_count: 27
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vote_count: 4
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first_action: "2023-02-10"
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last_action: "2023-05-26"
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source: "openstates"
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source_identifier: "ocd-bill/ee062a75-66e1-4c80-b5d4-1285fc185ed3"
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source_url: "https://flsenate.gov/Session/Bill/2023/708/ByCategory"
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source_hash: "18ad7342ff1a11ffcdf1f3218183f6d7f4200b2334bdc9d4a0e6e65e478637a1"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida SB 708 (2023) — Estoppel Letters
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Estoppel Letters; Revising the timeframe within which a mortgagee or mortgage servicer must send or cause to be sent an estoppel letter containing specified information; requiring notice to the mortgagor of a request for an estoppel letter under certain circumstances; revising requirements for an estoppel letter; prohibiting certain actions by the mortgagee or mortgage servicer; prohibiting the mortgagee or mortgage servicer from denying the accuracy of certain information provided in an estoppel letter under certain circumstances; prohibiting payments received pursuant to an estoppel letter from being returned and requiring such payments to be promptly applied to any unpaid balance of the loan properly due under or secured by a mortgage, etc.
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**Enacted** — Laws of Florida, Chapter 2023-135.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S 708 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/708/BillText/Filed/HTML)
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2. **S 708 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/708/BillText/er/HTML)
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## Votes
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- Favorable — **17–0** (pass) · upper
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- Passage, Third Reading — **119–0** (pass) · lower
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- Third Reading — **40–0** (pass) · upper
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- Favorable — **10–0** (pass) · upper
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## Sponsors
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- Burgess — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-02-10** Filed `filing`
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- **2023-02-23** Referred to Judiciary; Rules `referral-committee`
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- **2023-03-07** Introduced `introduction`
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- **2023-03-16** On Committee agenda-- Judiciary, 03/21/23, 2:30 pm, 412 Knott Building
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- **2023-03-21** Favorable by Judiciary; YEAS 10 NAYS 0 `committee-passage-favorable`
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- **2023-03-22** Now in Rules
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- **2023-03-31** On Committee agenda-- Rules, 04/05/23, 11:00 am, 412 Knott Building
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- **2023-04-05** Favorable by- Rules; YEAS 17 NAYS 0 `committee-passage-favorable`
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- **2023-04-05** Placed on Calendar, on 2nd reading
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- **2023-04-05** Placed on Special Order Calendar, 04/12/23
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- **2023-04-12** Read 2nd time `reading-2`
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- **2023-04-12** Read 3rd time `reading-3`
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- **2023-04-12** Passed; YEAS 40 NAYS 0 `passage`
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- **2023-04-12** Immediately certified
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- **2023-04-12** In Messages
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- **2023-04-28** Bill referred to House Calendar
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- **2023-04-28** Bill added to Special Order Calendar (5/1/2023)
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- **2023-04-28** 1st Reading (Original Filed Version) `filing, reading-1`
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- **2023-05-01** Read 2nd time `reading-2`
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- **2023-05-01** Placed on 3rd reading `reading-3`
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- **2023-05-01** Added to Third Reading Calendar
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- **2023-05-02** Read 3rd time `reading-3`
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- **2023-05-02** Passed; YEAS 119, NAYS 0 `passage`
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- **2023-05-02** Ordered enrolled `enrolled`
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- **2023-05-16** Signed by Officers and presented to Governor `executive-receipt`
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- **2023-05-25** Approved by Governor `executive-signature`
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- **2023-05-26** Chapter No. 2023-135
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ee062a75-66e1-4c80-b5d4-1285fc185ed3`. Confidence: reported (aggregated from official Florida legislature records).
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