Fabio
105 lines
4.6 KiB
Markdown
105 lines
4.6 KiB
Markdown
---
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type: "Bill"
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title: "Debt Collection"
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description: "Debt Collection; Revising prohibited practices for a person attempting to collect consumer debt, etc."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2025"
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identifier: "SB 232"
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citation: "Florida SB 232 (2025)"
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classification: ["bill"]
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subjects: ["crimes", "insurance"]
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status: "enacted"
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chapter_law: "2025-23"
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primary_sponsors: ["Rodriguez"]
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version_count: 4
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action_count: 36
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vote_count: 5
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first_action: "2025-01-14"
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last_action: "2025-05-20"
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source: "openstates"
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source_identifier: "ocd-bill/cd90b570-a57f-478a-8c9d-0b78082a6ec9"
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source_url: "https://flsenate.gov/Session/Bill/2025/232/ByCategory"
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source_hash: "68fd5dea4915245c374a0f6e78075d9640cbfe38f716b448257b1e23dc830276"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida SB 232 (2025) — Debt Collection
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Debt Collection; Revising prohibited practices for a person attempting to collect consumer debt, etc.
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**Enacted** — Laws of Florida, Chapter 2025-23.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **S 232 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2025/232/BillText/Filed/HTML)
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2. **S 232 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2025/232/BillText/c1/HTML)
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3. **S 232 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2025/232/BillText/c2/HTML)
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4. **S 232 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2025/232/BillText/er/HTML)
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## Votes
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- Favorable with Committee Substitute — **8–0** (pass) · upper
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- Favorable with Committee Substitute — **10–0** (pass) · upper
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- Favorable — **24–0** (pass) · upper
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- Passage, Third Reading — **116–0** (pass) · lower
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- Third Reading — **36–0** (pass) · upper
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## Sponsors
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- Banking and Insurance — primary (organization)
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- Commerce and Tourism — primary (organization)
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- Rodriguez — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2025-01-14** Filed `filing`
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- **2025-01-29** Referred to Commerce and Tourism; Banking and Insurance; Rules `referral-committee`
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- **2025-02-03** On Committee agenda-- Commerce and Tourism, 02/11/25, 8:30 am, 110 Senate Building --Temporarily Postponed
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- **2025-02-24** On Committee agenda-- Commerce and Tourism, 03/03/25, 1:00 pm, 110 Senate Building
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- **2025-03-03** CS by Commerce and Tourism; YEAS 8 NAYS 0
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- **2025-03-04** Introduced `introduction`
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- **2025-03-05** Pending reference review under Rule 4.7(2) - (Committee Substitute)
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- **2025-03-05** Now in Banking and Insurance
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- **2025-03-10** CS by Commerce and Tourism read 1st time
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- **2025-03-20** On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building --Temporarily Postponed
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- **2025-03-26** On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building
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- **2025-03-31** CS/CS by Banking and Insurance; YEAS 10 NAYS 0
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- **2025-04-02** Pending reference review under Rule 4.7(2) - (Committee Substitute)
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- **2025-04-02** Now in Rules
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- **2025-04-02** CS/CS by Banking and Insurance read 1st time
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- **2025-04-03** On Committee agenda-- Rules, 04/08/25, 9:00 am, 412 Knott Building
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- **2025-04-08** Favorable by- Rules; YEAS 24 NAYS 0 `committee-passage-favorable`
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- **2025-04-08** Placed on Calendar, on 2nd reading
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- **2025-04-10** Placed on Special Order Calendar, 04/16/25
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- **2025-04-16** Read 2nd time `reading-2`
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- **2025-04-16** Read 3rd time `reading-3`
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- **2025-04-16** CS passed; YEAS 36 NAYS 0 `passage`
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- **2025-04-16** Immediately certified
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- **2025-04-16** In Messages
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- **2025-04-28** Bill referred to House Calendar
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- **2025-04-28** Bill added to Special Order Calendar (4/29/2025)
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- **2025-04-28** 1st Reading (Committee Substitute 2) `reading-1`
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- **2025-04-29** Read 2nd time `reading-2`
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- **2025-04-29** Placed on 3rd reading `reading-3`
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- **2025-04-29** Added to Third Reading Calendar
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- **2025-04-29** Read 3rd time `reading-3`
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- **2025-04-29** CS passed; YEAS 116, NAYS 0 `passage`
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- **2025-04-29** Ordered enrolled `enrolled`
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- **2025-05-16** Signed by Officers and presented to Governor `executive-receipt`
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- **2025-05-16** Approved by Governor `executive-signature`
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- **2025-05-20** Chapter No. 2025-23
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cd90b570-a57f-478a-8c9d-0b78082a6ec9`. Confidence: reported (aggregated from official Florida legislature records).
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