Fabio
82 lines
4.8 KiB
Markdown
82 lines
4.8 KiB
Markdown
---
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type: "Bill"
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title: "Vehicle Value Protection Agreement"
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description: "A vehicle value protection agreement (agreement) is a contract that provides benefits when an owner of a vehicle replaces the vehicle at trade-in, when the vehicle is stolen, or after an adverse event that lowers the value of the vehicle. An agreement that complies with the act is not insurance and is not subject to regulation as insurance."
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jurisdiction: "us/states/co"
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legislature: "Colorado General Assembly"
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session: "2023A"
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identifier: "SB 23-015"
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citation: "Colorado SB 23-015 (2023A)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Marc Snyder", "Perry Will", "Rick Taggart", "Robert Rodriguez"]
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version_count: 8
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action_count: 14
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vote_count: 2
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first_action: "2023-01-10T07:00:00+00:00"
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last_action: "2023-03-23T06:00:00+00:00"
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source: "openstates"
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source_identifier: "ocd-bill/1ed3b2b8-442a-4a74-a811-503f353c2c11"
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source_url: "https://leg.colorado.gov/bills/sb23-015"
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source_hash: "cd3775b2660f5c9b9fd31cb0b9866c70cb2f6720883bb52685c67a87df9d7e4e"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-co"]
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---
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# Colorado SB 23-015 (2023A) — Vehicle Value Protection Agreement
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A vehicle value protection agreement (agreement) is a contract that provides benefits when an owner of a vehicle replaces the vehicle at trade-in, when the vehicle is stolen, or after an adverse event that lowers the value of the vehicle. An agreement that complies with the act is not insurance and is not subject to regulation as insurance.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_sb015_h_bus_001.pdf)
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2. **Engrossed (02/07/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_eng.pdf)
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3. **Final Act (03/17/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_enr.pdf)
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4. **Introduced (01/10/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_01.pdf)
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5. **Reengrossed (02/10/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_ren.pdf)
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6. **Rerevised (03/06/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_rer.pdf)
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7. **Revised (03/03/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_015_rev.pdf)
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8. **Signed Act (03/23/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_015_signed.pdf)
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## Votes
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- BILL — **25–9** (pass) · upper
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- BILL — **52–12** (pass) · lower
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## Sponsors
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- Marc Snyder — primary (person)
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- Perry Will — primary (person)
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- Rick Taggart — primary (person)
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- Robert Rodriguez — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-03-23T06:00:00+00:00** Governor Signed `executive-signature`
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- **2023-03-20T06:00:00+00:00** Sent to the Governor `executive-receipt`
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- **2023-03-17T06:00:00+00:00** Signed by the Speaker of the House
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- **2023-03-17T06:00:00+00:00** Signed by the President of the Senate
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- **2023-03-06T07:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
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- **2023-03-03T07:00:00+00:00** House Second Reading Special Order - Passed - No Amendments
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- **2023-03-01T07:00:00+00:00** House Committee on Business Affairs & Labor Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
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- **2023-02-13T07:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`
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- **2023-02-10T07:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
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- **2023-02-09T07:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
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- **2023-02-08T07:00:00+00:00** Senate Third Reading Laid Over Daily - No Amendments
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- **2023-02-07T07:00:00+00:00** Senate Second Reading Passed - No Amendments `reading-2`
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- **2023-02-02T07:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Unamended to Senate Committee of the Whole `committee-passage, referral-committee`
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- **2023-01-10T07:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1ed3b2b8-442a-4a74-a811-503f353c2c11`. Confidence: reported (aggregated from official Colorado legislature records).
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