Fabio
109 lines
6.3 KiB
Markdown
109 lines
6.3 KiB
Markdown
---
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type: "Bill"
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title: "INS VEXATIOUS DAMAGE LIMIT"
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description: "Amends the Illinois Insurance Code. Increases the penalties for unreasonable and vexatious delay. Provides that arbitration with respect to claims under uninsured motorists coverage is binding in all cases. Authorizes a cause of action by persons who are damaged by improper claims practices. Requires the Department of Insurance to publish and make available to the general public information it obtains relating to consumer complaints."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "93rd"
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identifier: "SB 1207"
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citation: "Illinois SB 1207 (93rd)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 48
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vote_count: 2
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first_action: "2003-02-20"
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last_action: "2003-08-08"
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source: "openstates"
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source_identifier: "ocd-bill/4f6a8598-5b0c-4c9b-891d-b18f182ba069"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=1207&GAID=3&DocTypeID=SB&LegId=4137&SessionID=3&GA=93"
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source_hash: "2dee27d31649c876e7803f865a267ce324cc4be12b96d92dc53117c835ecfa14"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois SB 1207 (93rd) — INS VEXATIOUS DAMAGE LIMIT
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Amends the Illinois Insurance Code. Increases the penalties for unreasonable and vexatious delay. Provides that arbitration with respect to claims under uninsured motorists coverage is binding in all cases. Authorizes a cause of action by persons who are damaged by improper claims practices. Requires the Department of Insurance to publish and make available to the general public information it obtains relating to consumer complaints.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB1207&GA=93&SessionId=3&DocTypeId=SB&LegID=4137&DocNum=1207&GAID=3&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB1207eng&GA=93&SessionId=3&DocTypeId=SB&LegID=4137&DocNum=1207&GAID=3&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09300SB1207enr&GA=93&SessionId=3&DocTypeId=SB&LegID=4137&DocNum=1207&GAID=3&Session=&print=true)
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## Votes
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- Third Reading — **115–0** (pass) · lower
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- Third Reading — **55–0** (pass) · upper
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## Sponsors
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- Dan Brady — cosponsor (person)
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- Don Harmon — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2003-02-20** Filed with Secretary by Sen. Don Harmon `filing`
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- **2003-02-20** First Reading `reading-1`
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- **2003-02-20** Referred to Rules `referral-committee`
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- **2003-02-27** Assigned to Insurance & Pensions `referral-committee`
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- **2003-03-10** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2003-03-10** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
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- **2003-03-11** Senate Committee Amendment No. 1 Rules Refers to Insurance & Pensions
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- **2003-03-11** Senate Committee Amendment No. 1 Adopted `amendment-passage`
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- **2003-03-13** Do Pass as Amended Insurance & Pensions; 008-000-000 `committee-passage`
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- **2003-03-13** Placed on Calendar Order of 2nd Reading March 18, 2003
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- **2003-03-19** Fiscal Note Requested by Sen. Bill Brady
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- **2003-03-26** Fiscal Note Filed
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- **2003-03-27** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2003-03-27** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
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- **2003-04-02** Senate Floor Amendment No. 3 Filed with Secretary by Sen. Don Harmon `amendment-introduction`
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- **2003-04-02** Senate Floor Amendment No. 3 Referred to Rules `referral-committee`
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- **2003-04-02** Senate Floor Amendment No. 2 Rules Refers to Insurance & Pensions
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- **2003-04-02** Senate Floor Amendment No. 3 Rules Refers to Insurance & Pensions
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- **2003-04-02** Senate Floor Amendment No. 2 Postponed - Insurance & Pensions
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- **2003-04-02** Senate Floor Amendment No. 3 Be Adopted Insurance & Pensions; 009-000-000 `committee-passage-favorable`
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- **2003-04-02** Second Reading `reading-2`
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- **2003-04-02** Senate Floor Amendment No. 3 Adopted; Harmon `amendment-passage`
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- **2003-04-02** Placed on Calendar Order of 3rd Reading April 3, 2003
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- **2003-04-04** Third Reading - Passed; 055-000-000 `reading-3, passage`
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- **2003-04-04** Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
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- **2003-04-07** Arrived in House `introduction`
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- **2003-04-07** Placed on Calendar Order of First Reading `reading-1`
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- **2003-04-08** Chief House Sponsor Rep. Terry R. Parke
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- **2003-04-09** First Reading `reading-1`
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- **2003-04-09** Referred to Rules Committee `referral-committee`
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- **2003-04-10** Assigned to Insurance Committee `referral-committee`
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- **2003-04-10** Alternate Chief Sponsor Changed to Rep. Elaine Nekritz
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- **2003-04-10** Added Alternate Chief Co-Sponsor Rep. Terry R. Parke
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- **2003-04-30** Do Pass / Short Debate Insurance Committee; 012-000-000 `committee-passage`
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- **2003-04-30** Placed on Calendar 2nd Reading - Short Debate
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- **2003-05-08** Second Reading - Short Debate `reading-2`
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- **2003-05-08** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2003-05-09** Added Alternate Chief Co-Sponsor Rep. Sidney H. Mathias
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- **2003-05-09** Added Alternate Chief Co-Sponsor Rep. William Delgado
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- **2003-05-09** Added Alternate Chief Co-Sponsor Rep. Jack D. Franks
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- **2003-05-16** Committee/3rd Reading Deadline Extended-Rule 9(b); May 23, 2003
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- **2003-05-21** Added Alternate Co-Sponsor Rep. Dan Brady
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- **2003-05-21** Third Reading - Short Debate - Passed 115-000-000 `reading-3, passage`
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- **2003-05-21** Passed Both Houses
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- **2003-06-19** Sent to the Governor `executive-receipt`
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- **2003-08-08** Governor Approved `executive-signature`
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- **2003-08-08** Effective Date January 1, 2004
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- **2003-08-08** Public Act . . . . . . . . . 93-0485 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4f6a8598-5b0c-4c9b-891d-b18f182ba069`. Confidence: reported (aggregated from official Illinois legislature records).
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