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---
type: "Bill"
title: "INS FEE DISCLOSE-EXPIRATIONS"
description: "Amends the Illinois Insurance Code. Changes the name of business organizations licensed to sell insurance from registered firm to business entity to conform usage to changes made by Public Act 92-386. Provides that written disclosure of a fee that is separate from a commission must be provided to the consumer before the service to which the fee relates is performed. Makes technical changes. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "94th"
identifier: "HB 316"
citation: "Illinois HB 316 (94th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 45
vote_count: 3
first_action: "2005-01-19"
last_action: "2005-07-19"
source: "openstates"
source_identifier: "ocd-bill/f1147885-46b0-429e-abc2-d81d254c2b4b"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=316&GAID=8&DocTypeID=HB&LegId=14541&SessionID=50&GA=94"
source_hash: "9e6e1f3da7a6761d2fa9c09996b0ba89e871a015a0a1502de19c1f367b013d37"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois HB 316 (94th) — INS FEE DISCLOSE-EXPIRATIONS
Amends the Illinois Insurance Code. Changes the name of business organizations licensed to sell insurance from registered firm to business entity to conform usage to changes made by Public Act 92-386. Provides that written disclosure of a fee that is separate from a commission must be provided to the consumer before the service to which the fee relates is performed. Makes technical changes. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0316&GA=94&SessionId=50&DocTypeId=HB&LegID=14541&DocNum=316&GAID=8&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0316eng&GA=94&SessionId=50&DocTypeId=HB&LegID=14541&DocNum=316&GAID=8&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09400HB0316enr&GA=94&SessionId=50&DocTypeId=HB&LegID=14541&DocNum=316&GAID=8&Session=&print=true)
## Votes
- Third Reading — **1140** (pass) · lower
- Third Reading — **561** (pass) · upper
- Concurrence — **1140** (pass) · lower
## Sponsors
- JoAnn D. Osmond — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2005-01-19** Filed with the Clerk by Rep. JoAnn D. Osmond `filing`
- **2005-01-26** First Reading `reading-1`
- **2005-01-26** Referred to Rules Committee `referral-committee`
- **2005-01-26** Assigned to Insurance Committee `referral-committee`
- **2005-02-01** Added Chief Co-Sponsor Rep. Roger Jenisch
- **2005-02-08** Added Chief Co-Sponsor Rep. Kenneth Dunkin
- **2005-02-08** Added Chief Co-Sponsor Rep. Karen A. Yarbrough
- **2005-02-16** House Committee Amendment No. 1 Filed with Clerk by Insurance Committee `amendment-introduction`
- **2005-02-16** House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote `amendment-passage`
- **2005-02-16** Do Pass as Amended / Short Debate Insurance Committee; 014-000-000 `committee-passage`
- **2005-02-17** Placed on Calendar 2nd Reading - Short Debate
- **2005-02-18** Second Reading - Short Debate `reading-2`
- **2005-02-18** Placed on Calendar Order of 3rd Reading - Short Debate
- **2005-02-24** Third Reading - Short Debate - Passed 114-000-000 `reading-3, passage`
- **2005-02-24** Added Chief Co-Sponsor Rep. William B. Black
- **2005-02-25** Arrive in Senate `introduction`
- **2005-02-25** Placed on Calendar Order of First Reading March 1, 2005 `reading-1`
- **2005-02-25** Chief Senate Sponsor Sen. William E. Peterson
- **2005-03-01** First Reading `reading-1`
- **2005-03-01** Referred to Rules `referral-committee`
- **2005-04-13** Assigned to Insurance `referral-committee`
- **2005-05-02** Senate Committee Amendment No. 1 Filed with Secretary by Sen. William E. Peterson `amendment-introduction`
- **2005-05-02** Senate Committee Amendment No. 1 Referred to Rules `referral-committee`
- **2005-05-03** Senate Committee Amendment No. 1 Rules Refers to Insurance
- **2005-05-03** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2005-05-04** Do Pass as Amended Insurance; 008-000-000 `committee-passage`
- **2005-05-04** Placed on Calendar Order of 2nd Reading May 5, 2005
- **2005-05-11** Second Reading `reading-2`
- **2005-05-11** Placed on Calendar Order of 3rd Reading May 12, 2005
- **2005-05-12** Senate Floor Amendment No. 2 Filed with Secretary by Sen. Bill Brady `amendment-introduction`
- **2005-05-12** Senate Floor Amendment No. 2 Referred to Rules `referral-committee`
- **2005-05-17** Third Reading - Passed; 056-001-000 `reading-3, passage`
- **2005-05-17** Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a) `amendment-failure`
- **2005-05-17** Arrived in House `introduction`
- **2005-05-17** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2005-05-17** Senate Committee Amendment No. 1 Motion Filed Concur Rep. JoAnn D. Osmond
- **2005-05-17** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2005-05-25** Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee `referral-committee`
- **2005-05-26** Senate Committee Amendment No. 1 Motion to Concur Recommends be Adopted Insurance Committee; 009-000-000
- **2005-05-26** Senate Committee Amendment No. 1 House Concurs 114-000-000
- **2005-05-26** Passed Both Houses
- **2005-06-24** Sent to the Governor `executive-receipt`
- **2005-07-19** Governor Approved `executive-signature`
- **2005-07-19** Effective Date July 19, 2005
- **2005-07-19** Public Act . . . . . . . . . 94-0248 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f1147885-46b0-429e-abc2-d81d254c2b4b`. Confidence: reported (aggregated from official Illinois legislature records).