Fabio
86 lines
5.0 KiB
Markdown
86 lines
5.0 KiB
Markdown
---
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type: "Bill"
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title: "INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)"
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description: "INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)"
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jurisdiction: "us/states/la"
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legislature: "Louisiana Legislature"
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session: "2024"
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identifier: "SB 295"
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citation: "Louisiana SB 295 (2024)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Heather Cloud"]
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version_count: 10
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action_count: 20
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vote_count: 3
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first_action: "2024-03-01"
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last_action: "2024-05-07"
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source: "openstates"
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source_identifier: "ocd-bill/4b0be4de-b9e2-4657-af0d-1a38f6e6170a"
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source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=246576"
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source_hash: "8f667ca636b50f5a9618a98984c5a3b209fbfedb9ca7ed6f845e64a1d0a65b35"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-la"]
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---
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# Louisiana SB 295 (2024) — INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **SB295 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1352667)
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2. **House Committee Amendment, #2684, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1363955)
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3. **House Committee Amendment, #3210, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1366576)
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4. **SB295 Act** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1372372)
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5. **SB295 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1356386)
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6. **SB295 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1358516)
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7. **Senate Committee Amendment, #1024, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1356146)
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8. **Senate Committee Amendment, #919, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1355640)
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9. **Senate Floor Bureau Note, #1187, Cloud, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1357946)
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10. **SB295 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1370048)
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## Votes
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- FINAL PASSAGE (#715) — **93–3** (pass) · lower
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- CONCUR (#422) — **35–0** (pass) · upper
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- FINAL PASSAGE (#158) — **36–1** (pass) · upper
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## Sponsors
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- Heather Cloud — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-05-07** Effective date 5/7/2024.
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- **2024-05-07** Signed by the Governor. Becomes Act No. 10. `became-law, executive-signature`
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- **2024-05-01** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
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- **2024-04-30** Signed by the Speaker of the House.
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- **2024-04-30** Enrolled. Signed by the President of the Senate. `enrolled`
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- **2024-04-29** Amendments proposed by the House read and concurred in by a vote of 35 yeas and 0 nays.
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- **2024-04-24** Received from the House with amendments. `receipt`
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- **2024-04-24** Read third time by title, roll called on final passage, yeas 93, nays 3. Finally passed, ordered to the Senate. `passage`
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- **2024-04-24** Rules suspended, called out of its regular order.
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- **2024-04-23** Scheduled for floor debate on 04/24/2024.
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- **2024-04-22** Read by title, amended, passed to 3rd reading. `reading-3`
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- **2024-04-18** Reported without Legislative Bureau amendments.
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- **2024-04-17** Reported with amendments (12-0). Referred to the Legislative Bureau. `committee-passage-favorable`
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- **2024-04-02** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
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- **2024-03-27** Received in the House from the Senate, read by title, lies over under the rules.
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- **2024-03-26** Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 1 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
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- **2024-03-25** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
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- **2024-03-20** Reported with amendments. `committee-passage-favorable`
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- **2024-03-11** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
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- **2024-03-01** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4b0be4de-b9e2-4657-af0d-1a38f6e6170a`. Confidence: reported (aggregated from official Louisiana legislature records).
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