5941153bb7
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
117 lines
5.8 KiB
Markdown
117 lines
5.8 KiB
Markdown
---
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type: "Bill"
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title: "Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj."
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description: "Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj."
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jurisdiction: "us/states/mi"
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legislature: "Michigan Legislature"
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session: "2023-2024"
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identifier: "HB 5825"
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citation: "Michigan HB 5825 (2023-2024)"
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classification: ["bill"]
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subjects: ["Insurance: health insurers"]
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status: "enacted"
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primary_sponsors: ["Julie Rogers"]
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version_count: 6
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action_count: 32
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vote_count: 2
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first_action: "2024-06-18"
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last_action: "2024-12-31"
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source: "openstates"
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source_identifier: "ocd-bill/1f69331a-0875-49bb-9dc5-bf412e6e1c97"
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source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2024-HB-5825"
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source_hash: "57b9a2dece4d7f23ea59a81f1e860e65507c55daed4964802b45e7d35c14a3e3"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-mi"]
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---
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# Michigan HB 5825 (2023-2024) — Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBH-5825.pdf)
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2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBS-5825.pdf)
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3. **House Concurred Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billconcurred/House/pdf/2024-HCB-5825.pdf)
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4. **House Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/House/pdf/2024-HIB-5825.pdf)
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5. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2024-PA-0254.pdf)
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6. **Substitute (H-3)** (committee substitute) — [source](https://legislature.mi.gov/Home/GetObject?objectName=2024-HCVBS-5825-0O338.pdf)
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## Votes
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- PASSED ROLL CALL # 679 YEAS 20 NAYS 18 EXCUSED 0 NOT VOTING 0 — **4–4** (fail) · upper
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- passed; given immediate effect Roll Call # 406 Yeas 56 Nays 52 Excused 0 Not Voting 2 — **56–52** (pass) · lower
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## Sponsors
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- Julie Rogers — primary (person)
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- Abraham Aiyash — cosponsor (person)
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- Brenda Carter — cosponsor (person)
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- Carrie Rheingans — cosponsor (person)
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- Donavan McKinney — cosponsor (person)
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- Felicia Brabec — cosponsor (person)
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- Helena Scott — cosponsor (person)
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- Jenn Hill — cosponsor (person)
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- Jim Haadsma — cosponsor (person)
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- John Fitzgerald — cosponsor (person)
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- John Roth — cosponsor (person)
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- Julie Brixie — cosponsor (person)
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- Kara Hope — cosponsor (person)
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- Kimberly Edwards — cosponsor (person)
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- Mai Xiong — cosponsor (person)
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- Matt Koleszar — cosponsor (person)
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- Matthew Bierlein — cosponsor (person)
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- Mike McFall — cosponsor (person)
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- Natalie Price — cosponsor (person)
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- Noah Arbit — cosponsor (person)
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- Pat Outman — cosponsor (person)
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- Penelope Tsernoglou — cosponsor (person)
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- Rachel Hood — cosponsor (person)
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- Samantha Steckloff — cosponsor (person)
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- Veronica Paiz — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-06-18** introduced by Representative Julie M. Rogers `introduction`
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- **2024-06-18** read a first time `reading-1`
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- **2024-06-18** referred to Committee on Insurance and Financial Services `referral-committee`
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- **2024-06-20** bill electronically reproduced 06/20/2024
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- **2024-11-14** reported with recommendation without amendment `committee-passage`
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- **2024-11-14** referred to second reading
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- **2024-12-10** read a second time `reading-2`
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- **2024-12-10** substitute (H-3) adopted
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- **2024-12-10** placed on third reading
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- **2024-12-10** placed on immediate passage
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- **2024-12-10** read a third time `reading-3`
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- **2024-12-10** passed; given immediate effect Roll Call # 406 Yeas 56 Nays 52 Excused 0 Not Voting 2 `passage`
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- **2024-12-10** transmitted
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- **2024-12-18** PASSED BY HOUSE WITH IMMEDIATE EFFECT `passage`
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- **2024-12-18** REFERRED TO COMMITTEE ON GOVERNMENT OPERATIONS `referral-committee`
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- **2024-12-20** DISCHARGE COMMITTEE APPROVED
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- **2024-12-20** PLACED ON ORDER OF GENERAL ORDERS
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- **2024-12-20** RULES SUSPENDED FOR IMMEDIATE CONSIDERATION
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- **2024-12-20** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
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- **2024-12-20** PLACED ON ORDER OF THIRD READING
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- **2024-12-20** RULES SUSPENDED
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- **2024-12-20** PLACED ON IMMEDIATE PASSAGE
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- **2024-12-20** PASSED ROLL CALL # 679 YEAS 20 NAYS 18 EXCUSED 0 NOT VOTING 0 `passage`
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- **2024-12-20** INSERTED FULL TITLE
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- **2024-12-20** RETURNED TO HOUSE
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- **2024-12-31** returned from Senate without amendment with full title
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- **2024-12-10** full title agreed to
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- **2024-12-31** bill ordered enrolled 12/23/2024
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- **2024-12-31** presented to the Governor 01/08/2025 12:40 PM `executive-receipt`
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- **2024-12-31** approved by the Governor 01/21/2025 01:26 PM `executive-signature`
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- **2024-12-31** filed with Secretary of State 01/21/2025 02:20 PM
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- **2024-12-31** assigned PA 254'24
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1f69331a-0875-49bb-9dc5-bf412e6e1c97`. Confidence: reported (aggregated from official Michigan legislature records).
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