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---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- CASUALTY INSURANCE RATING"
description: "Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2025"
identifier: "HB 5570"
citation: "Rhode Island HB 5570 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Serpa"]
version_count: 1
action_count: 18
vote_count: 2
first_action: "2025-02-26"
last_action: "2025-06-26"
source: "openstates"
source_identifier: "ocd-bill/7b611e2a-3075-4cf3-997c-9d1bf192f5a9"
source_url: "https://status.rilegislature.gov/"
source_hash: "8aaf898035dd7b1d56371dfef539de7fa289871b5db5c2f4f338d0287f44dcd6"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---
# Rhode Island HB 5570 (2025) — AN ACT RELATING TO INSURANCE -- CASUALTY INSURANCE RATING
Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **5570 SUB B** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText25/HouseText25/H5570B.pdf)
## Votes
- IN CONCURRENCE — **536** (pass) · lower
- PASSAGE — **690** (pass) · lower
## Sponsors
- Serpa — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-02-26** 02/26/2025 Introduced, referred to House Corporations `introduction, referral-committee`
- **2025-03-21** 03/21/2025 Scheduled for hearing and/or consideration (03/25/2025)
- **2025-03-25** 03/25/2025 Committee recommended measure be held for further study `committee-failure`
- **2025-04-04** 04/04/2025 Scheduled for consideration (04/08/2025)
- **2025-04-04** 04/04/2025 Proposed Substitute `substitution`
- **2025-04-08** 04/08/2025 Committee recommends passage of Sub A `committee-passage-favorable`
- **2025-04-25** 04/25/2025 Placed on House Calendar (04/29/2025) `reading-3`
- **2025-04-29** 04/29/2025 House passed Sub A `passage`
- **2025-05-02** 05/02/2025 Referred to Senate Commerce `referral-committee`
- **2025-06-14** 06/14/2025 Scheduled for consideration (06/17/2025)
- **2025-06-16** 06/16/2025 Proposed Substitute `substitution`
- **2025-06-17** 06/17/2025 Committee recommends passage of Sub B `committee-passage-favorable`
- **2025-06-18** 06/18/2025 Placed on Senate Calendar (06/20/2025) `reading-3`
- **2025-06-21** 06/21/2025 Senate passed Sub B `passage`
- **2025-06-21** 06/21/2025 Placed on House Calendar (06/20/2025) `reading-3`
- **2025-06-21** 06/21/2025 House passed Sub B in concurrence `passage`
- **2025-06-23** 06/23/2025 Transmitted to Governor `executive-receipt`
- **2025-06-26** 06/26/2025 Signed by Governor `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7b611e2a-3075-4cf3-997c-9d1bf192f5a9`. Confidence: reported (aggregated from official Rhode Island legislature records).