Fabio
85 lines
4.5 KiB
Markdown
85 lines
4.5 KiB
Markdown
---
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type: "Bill"
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title: "Credit life insurance and credit accident and sickness insurance; adjustment of rates."
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description: "Credit life insurance and credit accident andsickness insurance; adjustment of rates; requirement for hearing. Removes the requirement that the State Corporation Commission conducta hearing prior to determining the actual loss ratio for each formof insurance and adjusting the prima facie rates. Under the bill,after the Commission has determined the actual loss ratio and primafacie rates, it will provide notice of such ratio and rates and providean opportunity for a hearing."
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jurisdiction: "us/states/va"
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legislature: "Virginia General Assembly"
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session: "2022"
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identifier: "SB 383"
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citation: "Virginia SB 383 (2022)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: ["Ryan T. McDougle"]
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version_count: 3
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action_count: 22
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vote_count: 5
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first_action: "2022-01-11"
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last_action: "2022-04-11"
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source: "openstates"
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source_identifier: "ocd-bill/94f870ee-77df-4a50-9389-f1b53881d6fe"
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source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?221+sum+SB383"
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source_hash: "be12db7fdfbd4dff262279e134871fb8b81be1007734aaf10bc8c0bd92e14ece"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-va"]
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---
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# Virginia SB 383 (2022) — Credit life insurance and credit accident and sickness insurance; adjustment of rates.
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Credit life insurance and credit accident andsickness insurance; adjustment of rates; requirement for hearing. Removes the requirement that the State Corporation Commission conducta hearing prior to determining the actual loss ratio for each formof insurance and adjusting the prima facie rates. Under the bill,after the Commission has determined the actual loss ratio and primafacie rates, it will provide notice of such ratio and rates and providean opportunity for a hearing.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **CHAP0412** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+CHAP0412)
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2. **Prefiled and ordered printed; offered 01/12/22 22101326D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB383)
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3. **SB383ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB383ER)
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## Votes
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- Reported from Commerce and Labor (15-Y 0-N) — **15–0** (pass) · upper
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- Constitutional reading dispensed (40-Y 0-N) — **40–0** (pass) · upper
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- VOTE: Block Vote Passage (99-Y 0-N) — **98–0** (pass) · lower
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- Read third time and passed Senate (37-Y 0-N) — **37–0** (pass) · upper
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- Reported from Commerce and Energy (22-Y 0-N) — **22–0** (pass) · lower
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## Sponsors
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- Ryan T. McDougle — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2022-01-11** Prefiled and ordered printed; offered 01/12/22 22101326D `introduction`
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- **2022-01-11** Referred to Committee on Commerce and Labor `referral-committee`
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- **2022-01-16** Impact statement from SCC (SB383)
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- **2022-01-17** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
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- **2022-01-19** Constitutional reading dispensed (40-Y 0-N)
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- **2022-01-20** Read second time and engrossed `reading-2`
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- **2022-01-21** Read third time and passed Senate (37-Y 0-N) `passage, reading-3`
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- **2022-02-22** Placed on Calendar
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- **2022-02-22** Read first time `reading-1`
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- **2022-02-22** Referred to Committee on Commerce and Energy `referral-committee`
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- **2022-03-01** Reported from Commerce and Energy (22-Y 0-N) `committee-passage`
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- **2022-03-03** Read second time `reading-2`
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- **2022-03-04** Read third time `reading-3`
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- **2022-03-04** Passed House BLOCK VOTE (99-Y 0-N) `passage`
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- **2022-03-04** VOTE: Block Vote Passage (99-Y 0-N)
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- **2022-03-09** Enrolled
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- **2022-03-09** Signed by Speaker
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- **2022-03-10** Impact statement from SCC (SB383ER)
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- **2022-03-10** Signed by President
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- **2022-03-22** Enrolled Bill Communicated to Governor on March 22, 2022
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- **2022-03-22** Governor's Action Deadline 11:59 p.m., April 11, 2022
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- **2022-04-11** Approved by Governor-Chapter 412 (effective 7/1/22) `executive-signature`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/94f870ee-77df-4a50-9389-f1b53881d6fe`. Confidence: reported (aggregated from official Virginia legislature records).
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