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---
type: "Bill"
title: "Insurance: long-term care."
description: "Existing law generally regulates long-term care insurance policies delivered or issued after January 1, 1990. As to these policies, existing law requires a policy or certificate to include a provision that gives the policyholder or certificate holder certain specified rights to reduce coverage and lower premiums."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20172018"
identifier: "SB 1046"
citation: "California SB 1046 (20172018)"
classification: ["bill"]
subjects: ["Insurance: long-term care."]
status: "enacted"
primary_sponsors: ["Roth"]
version_count: 7
action_count: 24
vote_count: 6
first_action: "2018-02-08"
last_action: "2018-09-11"
source: "openstates"
source_identifier: "ocd-bill/76dfd9e4-83cc-4142-a71d-ca5d356f117b"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1046"
source_hash: "9b4b190533ce03c5f0b1dd093d2c86f9c6a9f805a6fdd64ea584526cebef3d68"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---
# California SB 1046 (20172018) — Insurance: long-term care.
Existing law generally regulates long-term care insurance policies delivered or issued after January 1, 1990. As to these policies, existing law requires a policy or certificate to include a provision that gives the policyholder or certificate holder certain specified rights to reduce coverage and lower premiums.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **02/08/18 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104699INT)
2. **04/12/18 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104698AMD)
3. **06/12/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104697AMD)
4. **08/06/18 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104696AMD)
5. **09/11/18 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104694CHP)
6. **SB1046** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB1046)
7. **08/28/18 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201720180SB1046&version=20170SB104695ENR)
## Votes
- SB 1046 Roth Consent Calendar Second Day — **750** (pass) · lower
- Do pass and be ordered to the Consent Calendar — **110** (pass) · upper
- Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **120** (pass) · lower
- Unfinished Business SB1046 Roth Concurrence — **390** (pass) · upper
- Do pass. To Consent Calendar. — **170** (pass) · lower
- Consent Calendar SB1046 — **380** (pass) · upper
## Sponsors
- Roth — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-02-08** Introduced. Read first time. To Com. on RLS. for assignment. To print. `introduction, reading-1`
- **2018-02-09** From printer. May be acted upon on or after March 11.
- **2018-02-22** Referred to Com. on I., B. & F.I. `referral-committee`
- **2018-03-15** Withdrawn from committee.
- **2018-03-15** Re-referred to Com. on RLS. `referral-committee`
- **2018-03-15** Re-referred to Com. on INS. `referral-committee`
- **2018-03-23** Set for hearing April 25.
- **2018-04-12** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-04-30** From committee: Do pass. Ordered to consent calendar. (Ayes 11. Noes 0. Page 4884.) (April 25). `committee-passage-favorable, committee-passage`
- **2018-05-01** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2018-05-03** Read third time. Passed. (Ayes 38. Noes 0. Page 4942.) Ordered to the Assembly. `reading-3, passage, reading-1`
- **2018-05-03** In Assembly. Read first time. Held at Desk. `reading-1`
- **2018-05-10** Referred to Com. on INS. `referral-committee`
- **2018-06-12** From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-06-20** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 12. Noes 0.) (June 20). Re-referred to Com. on APPR. `committee-passage-favorable, committee-passage, referral-committee`
- **2018-08-06** From committee with author's amendments. Read second time and amended. Re-referred to Com. on APPR. `reading-2, referral-committee, amendment-passage, committee-passage, reading-1`
- **2018-08-15** From committee: Do pass. Ordered to consent calendar. (Ayes 17. Noes 0.) (August 15). `committee-passage-favorable, committee-passage`
- **2018-08-16** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2018-08-23** Read third time. Passed. (Ayes 75. Noes 0. Page 6516.) Ordered to the Senate. `reading-3, passage, reading-1`
- **2018-08-23** In Senate. Concurrence in Assembly amendments pending.
- **2018-08-24** Assembly amendments concurred in. (Ayes 39. Noes 0. Page 5689.) Ordered to engrossing and enrolling. `committee-passage-favorable, amendment-passage`
- **2018-08-30** Enrolled and presented to the Governor at 5 p.m.
- **2018-09-11** Approved by the Governor. `executive-signature`
- **2018-09-11** Chaptered by Secretary of State. Chapter 352, Statutes of 2018.
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/76dfd9e4-83cc-4142-a71d-ca5d356f117b`. Confidence: reported (aggregated from official California legislature records).