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---
type: "Bill"
title: "RESIDENTIAL MORTGAGE PRACTICES Adds to existing law to provide for consumer privacy in mortgage applications."
description: "RESIDENTIAL MORTGAGE PRACTICES Adds to existing law to provide for consumer privacy in mortgage applications."
jurisdiction: "us/states/id"
legislature: "Idaho Legislature"
session: "2025"
identifier: "H 149"
citation: "Idaho H 149 (2025)"
classification: ["bill"]
subjects: ["CONSUMERS", "DEBTORS AND CREDITORS", "HOMES AND HOUSING", "PRIVACY"]
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 19
vote_count: 2
first_action: "2025-02-06"
last_action: "2025-03-17"
source: "openstates"
source_identifier: "ocd-bill/0505ea13-b494-4b0e-b5d0-1d0447b99999"
source_url: "https://legislature.idaho.gov/sessioninfo/2025/legislation/H0149/"
source_hash: "a595aa299b1c933ab6ea23b4ef6bcbb0c2902d768be9387be76c43aa382dcd62"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-id"]
---
# Idaho H 149 (2025) — RESIDENTIAL MORTGAGE PRACTICES Adds to existing law to provide for consumer privacy in mortgage applications.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Bill Text** (committee substitute) — [source](https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2025/legislation/H0149.pdf)
## Votes
- Read Third Time in Full **5512** (pass) · lower
- Read third time in full **269** (pass) · upper
## Sponsors
- BUSINESS COMMITTEE — primary (organization)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-02-06** Introduced, read first time, referred to JRA for Printing `introduction`
- **2025-02-07** Reported Printed and Referred to Business
- **2025-02-18** Reported out of Committee with Do Pass Recommendation, Filed for Second Reading `committee-passage-favorable`
- **2025-02-19** Read second time; Filed for Third Reading `reading-2`
- **2025-02-20** U.C. to hold place on third reading calendar one legislative day
- **2025-02-21** U.C. to hold place on third reading calendar until Monday, February 24, 2025
- **2025-02-24** Read Third Time in Full PASSED - 55-12-3AYES Achilles, Alfieri, Andrus, Beiswenger, Berch, Boyle, Bruce, Burgoyne, Cannon, Church, Crane(13), Dygert, Egbert, Ehardt, Ehlers, Erickson, Fuhriman, Furniss, Galaviz, Gannon, Green, Handy, Harris, Hawkins, Healey, Hill, Holtzclaw, Horman, Hostetler, Leavitt, Manwaring, Marmon, Mathias, McCann, Mickelsen, Miller, Nelsen, Palmer, Petzke, Pickett, Pohanka, Price, Rasor, Raybould, Raymond, Redman, Rubel, Sauter, Scott, Shirts, Tanner(13), Thompson, Vander Woude, Weber, WisniewskiNAYS Barbieri, Cayler, Cornilles, Crane(12), Garner, Mendive, Mitchell, Monks, Shepherd, Skaug, Tanner(14), Mr. SpeakerAbsent Cheatum, Clow, WheelerFloor Sponsor - BruceTitle apvd - to Senate `passage, reading-3`
- **2025-02-25** Received from the House passed; filed for first reading
- **2025-02-25** Introduced, read first time; referred to: Commerce & Human Resources `introduction`
- **2025-03-04** Reported out of Committee with Do Pass Recommendation; Filed for second reading `committee-passage-favorable`
- **2025-03-05** Read second time; filed for Third Reading `reading-2`
- **2025-03-10** Read third time in full PASSED - 26-9-0AYES Anthon, Bernt, Bjerke, Blaylock, Burtenshaw, Cook, Den Hartog, Foreman, Goodrich(Rabe), Grow, Guthrie, Keyser, Lakey, Lenney, Lent, Markley(Carlson), Okuniewicz, Ruchti, Semmelroth, Shippy, Taylor, Toews, VanOrden, Ward-Engelking, Wintrow, WoodwardNAYS Adams, Galloway, Harris, Hart, Kohl, Nichols, Ricks, Zito, ZuiderveldAbsent and excused NoneFloor Sponsor - LenneyTitle apvd - to House `passage`
- **2025-03-11** Returned from Senate Passed; to JRA for Enrolling `enrolled`
- **2025-03-12** Reported Enrolled; Signed by Speaker; Transmitted to Senate `passage`
- **2025-03-12** Received from the House enrolled/signed by Speaker
- **2025-03-12** Signed by President; returned to House `passage`
- **2025-03-13** Returned Signed by the President; Ordered Transmitted to Governor `executive-receipt`
- **2025-03-14** Delivered to Governor at 11:20 a.m. on March 13, 2025 `executive-receipt`
- **2025-03-17** Reported Signed by Governor on March 17, 2025 Session Law Chapter 87 Effective: 07/01/2025 `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0505ea13-b494-4b0e-b5d0-1d0447b99999`. Confidence: reported (aggregated from official Idaho legislature records).