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---
type: "Bill"
title: "FORECLOSURE PREVENT COUNSELING"
description: "Amends the Illinois Housing Development Act to authorize the Illinois Housing Authority to establish and administer a foreclosure prevention counseling program using moneys in the Foreclosure Prevention Counseling Fund, appropriated for that purpose, to make grants to HUD-certified housing counseling agencies to support pre-purchase and post-purchase home ownership education and foreclosure prevention counseling. Amends the State Finance Act to create the Foreclosure Prevention Counseling Fund. Provides that 75% of the moneys in this Fund shall be used for housing counseling outside Chicago and 25% of the moneys shall be used for such counseling in Chicago. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "97th"
identifier: "SB 16"
citation: "Illinois SB 16 (97th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 208
vote_count: 6
first_action: "2011-01-27"
last_action: "2013-02-08"
source: "openstates"
source_identifier: "ocd-bill/7948acc6-5a4e-4859-aecc-e933947c30de"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=16&GAID=11&DocTypeID=SB&LegId=53973&SessionID=84&GA=97"
source_hash: "de1dcbb7272af36287aa2cfef6739e29a66e121b3798c0a80b7a9db0f671025e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---
# Illinois SB 16 (97th) — FORECLOSURE PREVENT COUNSELING
Amends the Illinois Housing Development Act to authorize the Illinois Housing Authority to establish and administer a foreclosure prevention counseling program using moneys in the Foreclosure Prevention Counseling Fund, appropriated for that purpose, to make grants to HUD-certified housing counseling agencies to support pre-purchase and post-purchase home ownership education and foreclosure prevention counseling. Amends the State Finance Act to create the Foreclosure Prevention Counseling Fund. Provides that 75% of the moneys in this Fund shall be used for housing counseling outside Chicago and 25% of the moneys shall be used for such counseling in Chicago. Effective immediately.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016eng&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09700SB0016enr&GA=97&SessionId=84&DocTypeId=SB&LegID=53973&DocNum=16&GAID=11&Session=&print=true)
## Votes
- Concurrence, Amendment 6 — **470** (pass) · upper
- Third Reading — **3517** (pass) · upper
- Concurrence, Amendment 8 — **470** (pass) · upper
- Concurrence, Amendment 7 — **470** (pass) · upper
- Third Reading — **8717** (pass) · lower
- Concurrence, Amendment 5 — **470** (pass) · upper
## Sponsors
- Al Riley — cosponsor (person)
- Camille Y. Lilly — cosponsor (person)
- Cynthia Soto — cosponsor (person)
- Daniel Biss — cosponsor (person)
- Daniel J. Burke — cosponsor (person)
- Deborah Mell — cosponsor (person)
- Dena M. Carli — cosponsor (person)
- Edward J. Acevedo — cosponsor (person)
- Elgie R. Sims, Jr. — cosponsor (person)
- Elizabeth Hernandez — cosponsor (person)
- Jacqueline Y. Collins — primary (person)
- Kelly M. Cassidy — cosponsor (person)
- Kimberly du Buclet — cosponsor (person)
- La Shawn K. Ford — cosponsor (person)
- Maria Antonia Berrios — cosponsor (person)
- Monique D. Davis — cosponsor (person)
- Robert Rita — cosponsor (person)
- Sara Feigenholtz — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2011-01-27** Filed with Secretary by Sen. Jacqueline Y. Collins `filing`
- **2011-01-27** First Reading `reading-1`
- **2011-01-27** Referred to Assignments `referral-committee`
- **2011-02-09** Assigned to Financial Institutions `referral-committee`
- **2011-02-28** Added as Co-Sponsor Sen. Toi W. Hutchinson
- **2011-03-01** Added as Co-Sponsor Sen. Emil Jones, III
- **2011-03-02** Added as Chief Co-Sponsor Sen. Ira I. Silverstein
- **2011-03-04** Added as Chief Co-Sponsor Sen. Martin A. Sandoval
- **2011-03-10** Do Pass Financial Institutions; 010-000-000 `committee-passage`
- **2011-03-10** Placed on Calendar Order of 2nd Reading March 14, 2011
- **2011-03-15** Added as Chief Co-Sponsor Sen. Kwame Raoul
- **2011-03-15** Added as Chief Co-Sponsor Sen. Kimberly A. Lightford
- **2011-03-29** Added as Co-Sponsor Sen. Mattie Hunter
- **2011-03-29** Second Reading `reading-2`
- **2011-03-29** Placed on Calendar Order of 3rd Reading March 30, 2011
- **2011-04-08** Third Reading - Passed; 035-017-000 `reading-3, passage`
- **2011-04-08** Arrived in House `introduction`
- **2011-04-08** Placed on Calendar Order of First Reading `reading-1`
- **2011-04-08** Chief House Sponsor Rep. André M. Thapedi
- **2011-04-08** First Reading `reading-1`
- **2011-04-08** Referred to Rules Committee `referral-committee`
- **2011-04-12** Assigned to Housing Committee `referral-committee`
- **2011-04-12** Alternate Chief Sponsor Changed to Rep. Karen A. Yarbrough
- **2011-04-28** Added Alternate Chief Co-Sponsor Rep. André M. Thapedi
- **2011-05-12** Do Pass / Short Debate Housing Committee; 013-000-000 `committee-passage`
- **2011-05-12** Placed on Calendar 2nd Reading - Short Debate
- **2011-05-24** House Floor Amendment No. 1 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2011-05-24** House Floor Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2011-05-25** House Floor Amendment No. 1 Rules Refers to Housing Committee
- **2011-05-26** Added as Co-Sponsor Sen. Iris Y. Martinez
- **2011-05-26** Added as Co-Sponsor Sen. Michael Noland
- **2011-05-26** House Floor Amendment No. 2 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2011-05-26** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2011-05-26** Second Reading - Short Debate `reading-2`
- **2011-05-26** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2011-05-27** Added as Co-Sponsor Sen. Annazette R. Collins
- **2011-05-27** Added as Co-Sponsor Sen. William Delgado
- **2011-05-27** Added as Co-Sponsor Sen. James T. Meeks
- **2011-05-27** Added as Co-Sponsor Sen. Antonio Muñoz
- **2011-05-27** Sponsor Removed Sen. Antonio Muñoz
- **2011-05-27** Final Action Deadline Extended-9(b) May 31, 2011
- **2011-05-27** House Floor Amendment No. 3 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2011-05-27** House Floor Amendment No. 3 Referred to Rules Committee `referral-committee`
- **2011-05-27** House Floor Amendment No. 3 Rules Refers to Housing Committee
- **2011-05-28** House Floor Amendment No. 3 Fiscal Note Requested as Amended by Rep. Bill Mitchell
- **2011-05-28** House Floor Amendment No. 3 State Mandates Fiscal Note Requested as Amended by Rep. Bill Mitchell
- **2011-05-28** House Floor Amendment No. 3 Judicial Note Requested as Amended by Rep. Bill Mitchell
- **2011-05-28** House Floor Amendment No. 4 Filed with Clerk by Rep. David R. Leitch `amendment-introduction`
- **2011-05-28** House Floor Amendment No. 4 Referred to Rules Committee `referral-committee`
- **2011-05-28** House Floor Amendment No. 5 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2011-05-28** House Floor Amendment No. 5 Referred to Rules Committee `referral-committee`
- **2011-05-28** House Floor Amendment No. 3 Fiscal Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 State Mandates Fiscal Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Balanced Budget Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Home Rule Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Housing Affordability Impact Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Judicial Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Land Conveyance Appraisal Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Pension Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 State Debt Impact Note Requested as Amended by Rep. Linda Chapa LaVia
- **2011-05-28** House Floor Amendment No. 3 Land Conveyance Appraisal Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 5 Rules Refers to Housing Committee
- **2011-05-29** House Floor Amendment No. 3 Recommends Be Adopted Housing Committee; 008-002-000 `committee-passage-favorable`
- **2011-05-29** House Floor Amendment No. 3 Correctional Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 5 Correctional Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 5 Land Conveyance Appraisal Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 3 State Debt Impact Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 3 Pension Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 5 Pension Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 3 State Debt Impact Note Filed as Amended
- **2011-05-29** House Floor Amendment No. 5 State Debt Impact Note Filed as Amended
- **2011-05-29** Added Alternate Chief Co-Sponsor Rep. Kenneth Dunkin
- **2011-05-29** Added Alternate Chief Co-Sponsor Rep. La Shawn K. Ford
- **2011-05-30** House Floor Amendment No. 5 Recommends Be Adopted Housing Committee; 008-005-000 `committee-passage-favorable`
- **2011-05-30** House Floor Amendment No. 3 Housing Affordability Impact Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 5 Housing Affordability Impact Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 3 Home Rule Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 5 Home Rule Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 3 State Mandates Fiscal Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 5 State Mandates Fiscal Note Filed as Amended
- **2011-05-30** Added Alternate Co-Sponsor Rep. Kelly M. Cassidy
- **2011-05-30** Added Alternate Co-Sponsor Rep. Deborah Mell
- **2011-05-30** Added Alternate Co-Sponsor Rep. Kimberly du Buclet
- **2011-05-30** House Floor Amendment No. 3 Fiscal Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 5 Fiscal Note Filed as Amended
- **2011-05-30** Added Alternate Chief Co-Sponsor Rep. Thaddeus Jones
- **2011-05-30** Added Alternate Co-Sponsor Rep. Jack McGuire
- **2011-05-30** House Floor Amendment No. 5 Judicial Note Requested as Amended by Rep. Jack D. Franks
- **2011-05-30** Added Alternate Co-Sponsor Rep. Elizabeth Hernandez
- **2011-05-30** Added Alternate Co-Sponsor Rep. Monique D. Davis
- **2011-05-30** House Floor Amendment No. 3 Judicial Note Filed as Amended
- **2011-05-30** House Floor Amendment No. 5 Judicial Note Filed as Amended
- **2011-05-30** Alternate Chief Co-Sponsor Removed Rep. Thaddeus Jones
- **2011-05-30** Alternate Co-Sponsor Removed Rep. Jack McGuire
- **2011-05-31** House Floor Amendment No. 3 Balanced Budget Note Filed as Amended
- **2011-05-31** House Floor Amendment No. 5 Balanced Budget Note Filed as Amended
- **2011-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2011-05-31** House Floor Amendment No. 1 Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2011-06-07** House Floor Amendment No. 3 Fiscal Note Filed as Amended
- **2011-06-07** House Floor Amendment No. 5 Fiscal Note Filed as Amended
- **2012-02-27** Approved for Consideration Rules Committee; 004-000-000
- **2012-02-27** Placed on Calendar 2nd Reading - Short Debate
- **2012-03-02** House Floor Amendment No. 6 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2012-03-02** House Floor Amendment No. 6 Referred to Rules Committee `referral-committee`
- **2012-03-05** House Floor Amendment No. 6 Rules Refers to Housing Committee
- **2012-03-08** House Floor Amendment No. 6 Recommends Be Adopted Housing Committee; 008-004-000 `committee-passage-favorable`
- **2012-03-23** House Floor Amendment No. 7 Filed with Clerk by Rep. Karen A. Yarbrough `amendment-introduction`
- **2012-03-23** House Floor Amendment No. 7 Referred to Rules Committee `referral-committee`
- **2012-03-26** House Floor Amendment No. 7 Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable`
- **2012-03-26** Second Reading - Short Debate `reading-2`
- **2012-03-26** House Floor Amendment No. 3 Withdrawn by Rep. Karen A. Yarbrough
- **2012-03-26** House Floor Amendment No. 5 Adopted by Voice Vote `amendment-passage`
- **2012-03-26** House Floor Amendment No. 6 Adopted by Voice Vote `amendment-passage`
- **2012-03-26** House Floor Amendment No. 7 Adopted by Voice Vote `amendment-passage`
- **2012-03-26** Placed on Calendar Order of 3rd Reading - Short Debate
- **2012-03-27** House Floor Amendment No. 7 Correctional Note Filed as Amended
- **2012-03-27** Added Alternate Co-Sponsor Rep. Cynthia Soto
- **2012-03-27** Added Alternate Co-Sponsor Rep. Jerry F. Costello, II
- **2012-03-27** House Floor Amendment No. 7 Land Conveyance Appraisal Note Filed as Amended
- **2012-03-27** Added Alternate Co-Sponsor Rep. Luis Arroyo
- **2012-03-27** Alternate Co-Sponsor Removed Rep. Luis Arroyo
- **2012-03-27** Alternate Co-Sponsor Removed Rep. Jerry F. Costello, II
- **2012-03-28** House Floor Amendment No. 7 State Debt Impact Note Filed as Amended
- **2012-03-28** House Floor Amendment No. 7 Pension Note Filed as Amended
- **2012-03-28** House Floor Amendment No. 7 Fiscal Note Filed as Amended
- **2012-03-28** House Floor Amendment No. 7 Housing Affordability Impact Note Filed as Amended
- **2012-03-28** Added Alternate Co-Sponsor Rep. Robert Rita
- **2012-03-28** Added Alternate Co-Sponsor Rep. Daniel Biss
- **2012-03-28** Added Alternate Co-Sponsor Rep. Camille Y. Lilly
- **2012-03-28** House Floor Amendment No. 7 Judicial Note Filed as Amended
- **2012-03-29** House Floor Amendment No. 7 Balanced Budget Note Filed as Amended
- **2012-03-29** Balanced Budget Note Filed
- **2012-03-29** Added Alternate Chief Co-Sponsor Rep. Luis Arroyo
- **2012-03-29** Added Alternate Co-Sponsor Rep. Thaddeus Jones
- **2012-03-29** Added Alternate Co-Sponsor Rep. Al Riley
- **2012-03-29** Added Alternate Co-Sponsor Rep. Maria Antonia Berrios
- **2012-03-29** Added Alternate Co-Sponsor Rep. Sara Feigenholtz
- **2012-03-29** Alternate Co-Sponsor Removed Rep. Thaddeus Jones
- **2012-04-16** Added Alternate Co-Sponsor Rep. Edward J. Acevedo
- **2012-05-25** Final Action Deadline Extended-9(b) May 31, 2012
- **2012-05-31** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
- **2012-11-28** Approved for Consideration Rules Committee; 004-000-000
- **2012-11-28** Placed on Calendar Order of 3rd Reading - Short Debate
- **2012-11-28** Final Action Deadline Extended-9(b) January 8, 2013
- **2012-11-28** Alternate Chief Sponsor Changed to Rep. Joseph M. Lyons
- **2012-11-28** Added Alternate Co-Sponsor Rep. Karen A. Yarbrough
- **2012-11-28** Alternate Co-Sponsor Removed Rep. Karen A. Yarbrough
- **2012-11-29** Sponsor Removed Sen. Kwame Raoul
- **2012-11-29** Added as Chief Co-Sponsor Sen. John G. Mulroe
- **2012-11-29** House Floor Amendment No. 8 Filed with Clerk by Rep. Joseph M. Lyons `amendment-introduction`
- **2012-11-29** House Floor Amendment No. 8 Referred to Rules Committee `referral-committee`
- **2012-12-03** House Floor Amendment No. 8 State Debt Impact Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Pension Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Judicial Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Fiscal Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Recommends Be Adopted Rules Committee; 004-000-000 `committee-passage-favorable`
- **2012-12-03** House Floor Amendment No. 8 Correctional Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Land Conveyance Appraisal Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 State Mandates Fiscal Note Filed as Amended
- **2012-12-03** House Floor Amendment No. 8 Home Rule Note Filed as Amended
- **2012-12-04** House Floor Amendment No. 9 Filed with Clerk by Rep. Joseph M. Lyons `amendment-introduction`
- **2012-12-04** House Floor Amendment No. 9 Referred to Rules Committee `referral-committee`
- **2012-12-04** House Floor Amendment No. 9 Correctional Note Filed as Amended
- **2012-12-04** House Floor Amendment No. 9 Recommends Be Adopted Rules Committee; 005-000-000 `committee-passage-favorable`
- **2012-12-04** Recalled to Second Reading - Short Debate `reading-2`
- **2012-12-04** Second Reading - Short Debate `reading-2`
- **2012-12-04** House Floor Amendment No. 8 Balanced Budget Note Filed as Amended
- **2012-12-04** House Floor Amendment No. 8 Adopted by Voice Vote `amendment-passage`
- **2012-12-04** House Floor Amendment No. 9 Withdrawn by Rep. Joseph M. Lyons
- **2012-12-04** Placed on Calendar Order of 3rd Reading - Short Debate
- **2012-12-04** House Floor Amendment No. 9 Fiscal Note Filed as Amended
- **2012-12-04** Third Reading - Short Debate - Passed 087-017-004 `reading-3, passage`
- **2012-12-04** Added Alternate Co-Sponsor Rep. Dena M. Carli
- **2012-12-04** Added Alternate Co-Sponsor Rep. Daniel J. Burke
- **2012-12-04** Added Alternate Co-Sponsor Rep. Elgie R. Sims, Jr.
- **2012-12-04** Alternate Chief Co-Sponsor Removed Rep. La Shawn K. Ford
- **2012-12-04** Added Alternate Co-Sponsor Rep. La Shawn K. Ford
- **2012-12-04** Added Alternate Chief Co-Sponsor Rep. Karen A. Yarbrough
- **2012-12-04** Secretary's Desk - Concurrence House Amendment(s) 5, 6, 7, 8
- **2012-12-04** Placed on Calendar Order of Concurrence House Amendment(s) 5, 6, 7, 8 - December 5, 2012
- **2012-12-04** House Floor Amendment No. 5 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
- **2012-12-04** House Floor Amendment No. 5 Motion to Concur Referred to Assignments `referral-committee`
- **2012-12-04** House Floor Amendment No. 6 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
- **2012-12-04** House Floor Amendment No. 6 Motion to Concur Referred to Assignments `referral-committee`
- **2012-12-04** House Floor Amendment No. 7 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
- **2012-12-04** House Floor Amendment No. 7 Motion to Concur Referred to Assignments `referral-committee`
- **2012-12-04** House Floor Amendment No. 8 Motion to Concur Filed with Secretary Sen. Jacqueline Y. Collins `filing`
- **2012-12-04** House Floor Amendment No. 8 Motion to Concur Referred to Assignments `referral-committee`
- **2012-12-04** House Floor Amendment No. 5 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2012-12-04** House Floor Amendment No. 6 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2012-12-04** House Floor Amendment No. 7 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2012-12-04** House Floor Amendment No. 8 Motion to Concur Assignments Referred to Executive `referral-committee`
- **2012-12-05** House Floor Amendment No. 5 Motion To Concur Recommended Do Adopt Executive; 009-000-000
- **2012-12-05** House Floor Amendment No. 6 Motion To Concur Recommended Do Adopt Executive; 009-000-000
- **2012-12-05** House Floor Amendment No. 7 Motion To Concur Recommended Do Adopt Executive; 009-000-000
- **2012-12-05** House Floor Amendment No. 8 Motion To Concur Recommended Do Adopt Executive; 009-000-000
- **2012-12-05** Added as Co-Sponsor Sen. Kwame Raoul
- **2012-12-05** Added as Co-Sponsor Sen. Linda Holmes
- **2012-12-05** Added as Co-Sponsor Sen. Pamela J. Althoff
- **2012-12-05** House Floor Amendment No. 5 Senate Concurs 047-000-003
- **2012-12-05** House Floor Amendment No. 6 Senate Concurs 047-000-003
- **2012-12-05** House Floor Amendment No. 7 Senate Concurs 047-000-003
- **2012-12-05** House Floor Amendment No. 8 Senate Concurs 047-000-003
- **2012-12-05** Passed Both Houses
- **2012-12-11** Sent to the Governor `executive-receipt`
- **2013-02-08** Governor Approved `executive-signature`
- **2013-02-08** Effective Date June 1, 2013
- **2013-02-08** Public Act . . . . . . . . . 97-1164 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/7948acc6-5a4e-4859-aecc-e933947c30de`. Confidence: reported (aggregated from official Illinois legislature records).