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republic-os/legal/us/code/title-12/chapter-27/section-2615.md
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Fabio 76b8ec33a7 Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)
Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 10:51:44 -04:00

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---
type: "LegalText"
title: "12 U.S.C. § 2615"
description: "Contracts and liens; validity"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "27"
chapter_name: "REAL ESTATE SETTLEMENT PROCEDURES"
section: "2615"
citation: "12 U.S.C. § 2615"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s2615"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "1fa99c1b64e4ade41868bca62cecc35c5975353827437e751eecbcae778e0633"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "2dcbd18f3510c450693c8b8ccafa59a70321550080f46d31e218c007dc11a94d"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---
# 12 U.S.C. § 2615 - Contracts and liens; validity
## Text
Nothing in this chapter shall affect the validity or enforceability of any sale or contract for the sale of real property or any loan, loan agreement, mortgage, or lien made or arising in connection with a federally related mortgage loan.
(Pub. L. 93533, § 17, Dec. 22, 1974, 88 Stat. 1731.)
## Notes
Statutory Notes and Related Subsidiaries
Effective DateSection effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93533, set out as a note under section 2601 of this title.