Fabio
88 lines
4.3 KiB
Markdown
88 lines
4.3 KiB
Markdown
---
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type: "Bill"
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title: "HIGH RSK HOME LOAN PERSNL PROP"
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description: "Amends the High Risk Home Loan Act. Includes within the definition of the term \"high risk home loan\" a consumer credit transaction that is secured by the consumer's principal personal dwelling if the dwelling is personal property. Effective immediately."
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jurisdiction: "us/states/il"
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legislature: "Illinois General Assembly"
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session: "99th"
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identifier: "HB 2627"
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citation: "Illinois HB 2627 (99th)"
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classification: ["bill"]
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subjects: []
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status: "enacted"
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primary_sponsors: []
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version_count: 3
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action_count: 28
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vote_count: 2
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first_action: "2015-02-19"
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last_action: "2015-07-28"
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source: "openstates"
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source_identifier: "ocd-bill/e3a31042-10dc-4d18-909a-768f4939194f"
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source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2627&GAID=13&DocTypeID=HB&LegId=88154&SessionID=88&GA=99"
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source_hash: "3de7fb765b21ce37cadff2951abaaa95a8ce9641e67e16e46f43fd6de184956a"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-il"]
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---
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# Illinois HB 2627 (99th) — HIGH RSK HOME LOAN PERSNL PROP
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Amends the High Risk Home Loan Act. Includes within the definition of the term "high risk home loan" a consumer credit transaction that is secured by the consumer's principal personal dwelling if the dwelling is personal property. Effective immediately.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)
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2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627eng&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)
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3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627enr&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)
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## Votes
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- Third Reading — **80–34** (pass) · lower
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- Third Reading — **52–0** (pass) · upper
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## Sponsors
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- Frank J. Mautino — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2015-02-19** Filed with the Clerk by Rep. Frank J. Mautino `filing`
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- **2015-02-19** First Reading `reading-1`
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- **2015-02-19** Referred to Rules Committee `referral-committee`
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- **2015-03-10** Assigned to Financial Institutions Committee `referral-committee`
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- **2015-03-16** Added Chief Co-Sponsor Rep. Cynthia Soto
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- **2015-03-17** Do Pass / Short Debate Financial Institutions Committee; 021-000-000 `committee-passage`
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- **2015-03-18** Placed on Calendar 2nd Reading - Short Debate
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- **2015-03-25** Second Reading - Short Debate `reading-2`
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- **2015-03-25** Placed on Calendar Order of 3rd Reading - Short Debate
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- **2015-04-15** Added Chief Co-Sponsor Rep. John Bradley
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- **2015-04-15** Added Co-Sponsor Rep. Peter Breen
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- **2015-04-23** Third Reading - Short Debate - Passed 080-034-000 `reading-3, passage`
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- **2015-04-23** Arrive in Senate `introduction`
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- **2015-04-23** Placed on Calendar Order of First Reading `reading-1`
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- **2015-04-23** Chief Senate Sponsor Sen. Terry Link
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- **2015-04-28** First Reading `reading-1`
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- **2015-04-28** Referred to Assignments `referral-committee`
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- **2015-04-29** Assigned to Financial Institutions `referral-committee`
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- **2015-05-13** Do Pass Financial Institutions; 009-001-000 `committee-passage`
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- **2015-05-13** Placed on Calendar Order of 2nd Reading May 14, 2015
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- **2015-05-19** Second Reading `reading-2`
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- **2015-05-19** Placed on Calendar Order of 3rd Reading May 20, 2015
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- **2015-05-21** Third Reading - Passed; 052-000-000 `reading-3, passage`
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- **2015-05-21** Passed Both Houses
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- **2015-06-19** Sent to the Governor `executive-receipt`
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- **2015-07-28** Governor Approved `executive-signature`
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- **2015-07-28** Effective Date July 28, 2015
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- **2015-07-28** Public Act . . . . . . . . . 99-0150 `became-law`
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e3a31042-10dc-4d18-909a-768f4939194f`. Confidence: reported (aggregated from official Illinois legislature records).
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