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---
type: "Bill"
title: "Bank Property of Deceased Account Holders"
description: "Bank Property of Deceased Account Holders; Authorizes financial institution to pay funds on deposit in certain accounts to specified family member of decedent without court proceeding, order, or judgment; requires family member to provide certified copy of decedent's death certificate & specified affidavit to receive funds; specifies that person does not have right or cause of action against financial institution for taking or failing to take certain actions; provides liability for family member who withdraws funds; authorizes financial institution to provide copies of affidavit to certain persons; provides that specified types of personal property are not subject to probate administration or formal proceedings; requires certain actions relating to decedent's creditors; provides bona fide purchasers protection from specified claims of creditors & from rights of spouses, beneficiaries, & heirs of decedents; provides limitation on liability of decedent's estate & recipients of estate."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2020"
identifier: "HB 1439"
citation: "Florida HB 1439 (2020)"
classification: ["bill"]
subjects: ["banks and banking", "estates and trusts"]
status: "enacted"
chapter_law: "2020-110"
primary_sponsors: ["Yarborough"]
version_count: 4
action_count: 33
vote_count: 4
first_action: "2020-01-14"
last_action: "2020-06-29"
source: "openstates"
source_identifier: "ocd-bill/6e0303d9-55f0-4c7e-a5eb-56096fabc9c1"
source_url: "http://flsenate.gov/Session/Bill/2020/1439/ByCategory"
source_hash: "aa6816ade3d04a5d3a91e13a6eef72b52880dc597cf164945e479e57df4897da"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---
# Florida HB 1439 (2020) — Bank Property of Deceased Account Holders
Bank Property of Deceased Account Holders; Authorizes financial institution to pay funds on deposit in certain accounts to specified family member of decedent without court proceeding, order, or judgment; requires family member to provide certified copy of decedent's death certificate & specified affidavit to receive funds; specifies that person does not have right or cause of action against financial institution for taking or failing to take certain actions; provides liability for family member who withdraws funds; authorizes financial institution to provide copies of affidavit to certain persons; provides that specified types of personal property are not subject to probate administration or formal proceedings; requires certain actions relating to decedent's creditors; provides bona fide purchasers protection from specified claims of creditors & from rights of spouses, beneficiaries, & heirs of decedents; provides limitation on liability of decedent's estate & recipients of estate.
**Enacted** — Laws of Florida, Chapter 2020-110.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **H 1439 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/Filed/PDF)
2. **H 1439 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/c1/PDF)
3. **H 1439 c2** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/c2/PDF)
4. **H 1439 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2020/1439/BillText/er/PDF)
## Votes
- Favorable With Committee Substitute (Commerce Committee) — **200** (pass) · lower
- Passage, Third Reading — **1150** (pass) · lower
- Third Reading — **400** (pass) · upper
- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **150** (pass) · lower
## Sponsors
- Yarborough — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2020-01-14** Filed `filing`
- **2020-01-14** Introduced `introduction`
- **2020-01-17** Referred to Insurance and Banking Subcommittee; Civil Justice Subcommittee; Commerce Committee `referral-committee`
- **2020-01-24** On Committee agenda-- Insurance and Banking Subcommittee, 01/28/20, 3:30 pm, Sumner Hall
- **2020-01-28** CS by Insurance and Banking Subcommittee; YEAS 15 NAYS 0
- **2020-01-30** Pending review of CS under Rule 7.18(c)
- **2020-01-30** CS by Insurance and Banking Subcommittee read 1st time
- **2020-01-31** Original reference(s) removed: Civil Justice Subcommittee
- **2020-01-31** CS referred to Commerce Committee
- **2020-01-31** Now in Commerce Committee
- **2020-02-11** On Committee agenda-- Commerce Committee, 02/13/20, 9:00 am, Webster Hall
- **2020-02-13** CS/CS by- Commerce Committee; YEAS 20 NAYS 0
- **2020-02-17** Pending review of CS -under Rule 7.18(c)
- **2020-02-18** Placed on Calendar
- **2020-02-18** CS/CS by Commerce Committee read 1st time
- **2020-02-20** Placed on Special Order Calendar, 02/26/20
- **2020-02-26** Read 2nd time `reading-2`
- **2020-02-26** Read 3rd time `reading-3`
- **2020-02-26** CS passed; YEAS 115 NAYS 0 `passage`
- **2020-03-03** In Messages
- **2020-03-05** Referred to Banking and Insurance; Judiciary; Rules `referral-committee`
- **2020-03-05** Received
- **2020-03-10** Withdrawn from Banking and Insurance; Judiciary; Rules `withdrawal`
- **2020-03-10** Placed on Calendar, on 2nd reading
- **2020-03-10** Substituted for CS/CS/SB 380
- **2020-03-10** Read 2nd time `reading-2`
- **2020-03-10** Placed on 3rd reading
- **2020-03-11** Read 3rd time `reading-3`
- **2020-03-11** CS passed; YEAS 40 NAYS 0 `passage`
- **2020-03-11** Ordered enrolled
- **2020-06-17** Signed by Officers and presented to Governor
- **2020-06-27** Approved by Governor `executive-signature`
- **2020-06-29** Chapter No. 2020-110
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6e0303d9-55f0-4c7e-a5eb-56096fabc9c1`. Confidence: reported (aggregated from official Florida legislature records).